Nick Calciano

About Nick Calciano

Experienced Finance Analyst with a demonstrated history of working in the banking, mortgage, construction, Information Technology (Finance), and retail finance. Skilled in Financial Statement Analysis, Excel, Management, Teamwork, Leadership, and Project Forecasting.

Experience

1. Staff Finance, Retail Finance

   Lucid Motors

   Oct 2024 — Present · Newark, CA, US

   In my role, I lead the retail budgeting, forecasting, and reporting processes, overseeing key areas such as headcount, operating expenses, and capital expenditures. To ensure these processes are executed efficiently, I establish and optimize planning, reporting, and analysis workflows for administrative teams. I also manage functional spend models, conduct ROI analyses, and support contract negotiations to drive financial performance.Moreover, I aggregate and analyze financial data, including reconciliations and period-to-period variance analysis, while defining KPIs and cost targets to provide comprehensive explanations of operating cost fluctuations. I develop annual operating plans and deliver monthly financial forecasts, ensuring alignment with business goals. In addition, I review purchase requests to ensure they are consistent with the financial plan and accurate.To support operational teams, I deliver clear, cohesive reports that offer actionable insights and strategic recommendations, empowering informed decision-making. By actively engaging with management, I contribute to shaping long-term strategic decisions and broader organizational goals. In parallel, I provide objective business consulting, financial assessments, and guidance to administrative teams to enhance operational efficiency.Collaboration with internal stakeholders and operational teams is a key focus, ensuring that accurate financial insights are delivered to inform operational decisions. I also supervise operational teams to drive cost-saving initiatives and ensure alignment with financial targets. Lastly, I take on additional ad-hoc assignments, including month-end reporting, 5-year long-range planning, benchmarking, and process analysis, contributing to the continuous improvement of organizational processes and financial management.

Education

• Saint Mary's College of California

  Bachelor’s Degree, Business Administration and Management, B.S. in Finance

  2014

• Saint Mary's College of California

  Master of Business Administration - MBA, Finance

  2018 — 2020

Skills

• Finance
• Microsoft Word
• Financial Analysis
• Management
• Microsoft Excel
• Social Media
• Microsoft Outlook
• Consumer Lending
• Leadership
• Real Estate Financing
• Time Management
• Customer Service
• Credit
• Sba
• Commercial Lending
• Teamwork
• Banking
• Mortgage Lending
• Cash Flow
• Financial Statements
• Loans
• Microsoft Office
• Recruiting