Nazmul H. Marwan

About Nazmul H. Marwan

Thank you for visiting my profile!Upon quickly skimming my work history integrated with exceptional leadership skills, you will find my profile best suited to your needs.I am highly skilled in developing and implementing effective credit strategies to drive business growth and profitability. What makes me stand out are my solid skills for providing objective and independent risk assessment in approving and monitoring transactions, while meeting Standard Level Agreements included in Credit Client Service Framework. As a detailed oriented person with a passion for excellence, I am adept at identifying and mitigating credit and equity risk, ensuring investment transactions compliance with standards, policies, and procedures established by senior management. Throughout my career, I am well-versed in loan structuring, financial modeling, devising and implementing Risk Rating systems, and system migration to achieve maximum efficiency. My keys areas of expertise include:· Financial Modeling & Analysis· Client Relationship Management· Underwriting Management· Portfolio Management· Corporate & Strategic Planning· Cash flow Analysis· Budgeting & Forecasting· Risk Assessment & Mitigation· Team Building & LeadershipMoreover, I am a refined communicator with a strong aptitude to interact with senior leadership, cross-functional teams, and key stakeholders at all levels of an organization.Please feel free to connect with me on LinkedIn. I am well-prepared to discuss the opportunities within your organization.

Experience

1. Senior Vice President & Credit Officer - Global & National Industries

   Citi

   Dec 2019 — Present · Dallas, TX, US

   In this capacity at Citibank N.A, I am responsible for overseeing the end-to-end credit process including portfolio management for the Commercial Bank by reviewing financials, appropriate structuring of credit lines, underwriting, and closing deals. It is worth mentioning that I evaluate businesses, interpret finance needs, and identify strengths and risk factors to render final credit decisions independently while managing the entire underwriting process with multiple stakeholders and approvers. One of my core jobs is to perform detailed financial analysis, collateral analysis, and due diligence, including industry and geographical research, to evaluate repayment capacity.Below are my notable accomplishments:• Supervise projects and initiatives, mentor junior Credit Officers by fostering a collaborative and inclusive environment, supporting growth and development, and providing guidance when required.• Lead team in the analysis, negotiation, and execution of financing terms and conditions, and loan documents and maintain external partnerships with counsel and financial advisors.• Apply corporate finance, accounting expertise, and industry knowledge of the credit market to develop appropriate financing structures.• Ensure compliance with Citibank credit and regulatory policies, maintaining satisfactory ratings from internal and external auditors and regulators.• Join coverage banking management in client- and prospect-facing meetings and events and promote cross-selling of commercial banking products like FX, Derivatives, Treasury, and Trade.

Education

• Anna University Chennai

  MBA, Finance

• University of Madras

  Bachelor of Finance & Commerce

Skills

• Credit Risk
• Credit Evaluation
• Business Analysis
• Islamic Finance
• Banking
• Risk Management
• Team Management
• Credit
• Financial Modeling
• Business Relationship Management
• Trade Finance
• Corporate Finance
• Syndications
• Structured Finance
• Sme Banking
• Relationship Management
• Financial Structuring
• Project Finance
• Credit Analysis
• Commercial Banking
• Analytical Skills
• Financial Analysis
• Private Banking
• Cross Selling
• Finance
• Valuation
• Corporate Lending
• International Credit
• Microsoft Excel
• Financial Risk
• Core Banking
• Management
• Cash Management
• Investments
• Portfolio Management
• Loans
• Corporate Banking
• Corporate Credit