Navin Kumar
Credit manager || Wholesale Banking SME ||HDFC Bank || MBA Finance
- Role
- Credit Manager at HDFC Bank
- Location
- Kolkata, WB, IN
- LinkedIn followers
- 500 followers
About Navin Kumar
Credit Analysis- Strictly adhering to credit policies and regulations, conducting…
Experience
Credit Manager
Sep 2022 — Present · Kolkata, IN
Credit Analysis- Strictly adhering to credit policies and regulations, conducting meticulous analysis of financial statements, cash flow, business model and creditworthiness of company. Loan Underwriting- Performing loan underwriting process of Credit appraisal note.(0.20 Cr to 10 Cr).Delinquency monitoring- Monitoring the delinquent companies, Early warning triggers (reporting data to RBI), Reducing NPA and doing NPA upgrade in existing portfolio (341 Cr). TAT and compliance- Ensuring swift turnaround time (TAT) for assessment of case, Closer of critical deferral stock audit reports, property and takeover related deferral with help of business team.
Education
Army Institute of Management, Kolkata
Master of Business Administration - MBA
2020 — 2022
PRESTIGE INSTITUTE OF MANAGMENT
Bachelor of Business Administration
2017 — 2020
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