Naveen Sreeram

Associate Vice President @JPMorganChase

Bangalore Urban, IN

Enterprise Credit Risk Decisioning PlatformRole: Rules Architect | Agile Lead • Led enterprise Business Rules Management across credit domains: Business Credit, Consumer Credit, Auto Pre-Qualification, Auto Dealer Financing, and Auto Loans (Business & Individual). • Architected modular, reusable decision services and rule flows aligned to credit policies, scorecards, and underwriting strategies; standardized DMN/KIE models and governance for consistency and scale. • Drove Agile Scrum delivery end-to-end: roadmap alignment, backlog prioritization, sprint execution, demos, and continuous improvement while managing cross-functional squads and dependencies. • Partnered with Product Owners to translate policy into executable decision logic with clear acceptance criteria, measurable KPIs, and rapid iteration cycles. • Directed platform evaluations and migrations (rules engines/decision services), improving performance, maintainability, and auditability with robust versioning and release practices. • Established quality frameworks: authoring standards, automated unit/scenario/regression testing, impact analysis, and end-to-end traceability to meet regulatory and risk controls. • Defined APIs and orchestration patterns to integrate decision services with LOS/LMS, external data providers, and scoring services across digital and branch channels.Outcomes • Faster time-to-decision and improved approval accuracy via centralized, traceable decisioning. • Policy change lead time reduced through streamlined governance and CI/CD for decision services. • Uplifted cross-team collaboration (Product, Risk, Engineering) with transparent decision models and metrics. • Executed zero/low-downtime platform migrations with improved SLA adherence and operational resilience.Tools & MethodsIBM ODM, DMN/KIE, Drools, jBPMN, REST APIs, Agile Scrum, CI/CD, automated regression packs, versioned rule governance.

JSS Academy Of Technical Education Karnataka

Bachelor of Engineering (B.E.)