Nathan Morales

About Nathan Morales

Nathan specializes in creating goals-based financial plans for young families, individuals who are serious about retirement, and business owners. He uses his gift of marrying raw numbers to the clients’ emotions to create a roadmap that optimizes their assets to what truly matters to them. Areas of focus include Investment allocation, detailed income planning, insurance optimization, student debt analysis, and tax-conscious wealth management strategies to help meet his client’s specific needs.Nathan serves clients across the country and has built lasting relationships with his clients as he helps them to make financial decisions at every stage of life and enjoy the fruits of their labor. Nathan has his FINRA Series 7, 63, & 65 securities registrations, as well as his Life and Health Insurance and Variable Insurance Products licenses for the state of Michigan. He also holds the designations of an Accredited Investment Fiduciary (AIF®) and a CERTIFIED FINANCIAL PLANNER (CFP®).Nathan graduated from Hope College in Holland, MI with bachelor’s degrees in both Economics and Business Management. Nathan began his practice in Grand Rapids, MI and still calls that his professional base with the rest of the Watermark team. He currently resides in Royal Oak, MI with his Wife, Ariel, and his two rescue dogs, Peaches and Beans. Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc. member SIPC. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Principal Securities Registered Representative.Certified Financial Planner Board of Standards, Inc.(CFP Board) owns the certification marks CFP® and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements. AIF® (Accredited Investment Fiduciary®) is an educational designation only, obtained by the holder by completing the requisite coursework. The AIF Designation does not mean the holder is acting in a fiduciary capacity. Watermark Advisory Group is not an affiliate of any company of the Principal Financial skills list below does not imply licensure, training, or the ability to solicit products or services.

Experience

1. Financial Advisor

   Principal Securities, Inc

   May 2017 — Present · Grand Rapids, MI, US

Education

• Hope College

  Bachelor of Arts (B.A.), Business/Managerial Economics

  2013 — 2017

Skills

• Interpersonal Skills
• Retirement Account Reviews
• Tax-Deferred Savings
• Financial Needs Analysis
• Includer
• Social Media
• Event Planning
• Motivated Self-Starter
• Pension Plans
• Powerpoint
• Microsoft Excel
• Current Policy Review
• Buy-Sell Review
• Customer Service
• Income Protection
• People Skills
• Estate Conservation
• Microsoft Office
• Iras (Roth, Traditional)
• Key Person Insurance
• Teamwork
• Mutual Funds
• Time Management
• Positivity
• Group Life Insurance
• Business Continuation
• Finance
• Deferred Compensation Plans
• Life Insurance (Term, Universal, Whole)
• Executive Benefit Strategies
• College Funding
• 529 Plans
• Brokerage Accounts
• Asset Allocation Analysis
• Public Speaking
• Supplemental Retirement Income
• Informal Business Valuation
• Group Annuities
• Buy-Sell Agreements
• Disability Income Insurance