Nathan Bernbaum

About Nathan Bernbaum

With over twenty years of management experience as a consultant, program / project leader, and engineering professional in the financial services, technology, and management consulting industries, I have realized significant achievements in leading global business and technology transformations. Demonstrating a proven track record of excellence in delivering solutions resulting in multi-million dollar savings, risk reductions, and revenue growth, I have consistently brought to the table a unique combination of technical and managerial skills.My experience in consumer / retail banking and commercial / corporate banking for both US based and global clients, has made me a key player in financial, technology, and consulting roles. I lead by example, yet mentor while leading. My agility in problem solving has led to significant improvements in systems and operations for the organizations I have supported.These traits transcend multiple functions including operations, technology, change management, and risk, as well as line of business roles. My varied experience with both treasury and credit products, as well as operational and credit risk, has helped me to improve both in business leadership and systems design / re-design.SPECIALTIES:~ Global Strategies ~ IT / Business Planning ~ Program Management ~ Process Design ~ Target Operating Models ~ Cross Functional Alignment ~ Operational Risk Management ~ Credit Risk ~ Application Design and Development ~ Fortune 500 Clients (domestic and multi-national)~ Business Process Management (BPM)~ Commercial / Corporate Banking ~ Consumer / Retail Banking

Experience

1. Director

   KPMG US

   Apr 2014 — Present · Dallas-Fort Worth, TX, US

   Serve as a Director for KPMG Financial Services Advisory in the Operational Risk Group focused on helping banks develop strategies and processes to meet evolving client needs for both credit and payments products. Assist organizations in identifying operational risks and control enhancement opportunities, including addressing regulatory issues as well as the integration of key processes and systems.KPMG LLP, the audit, tax and advisory firm, is the U.S. member firm of KPMG International Cooperative (\"KPMG International\"). Thoughts expressed here are my own.EXAMPLE ENGAGEMENTS:• Led cost restructuring for Branch and ATM operations for a top 10 US Bank resulting in ~$47 million in identified savings.• Led development of the vendor selection process and RFP for a new Commercial Loan Servicing System for a global bank.• Led e2e loan origination redesign for business lending for a large regional US Bank. Supported vendor selection and gained corporate approval for the chosen solution, nCino. • Led PMO for design and deployment of a multi-channel Residential Mortgage Loan Origination System (BKFS Empower) for a community bank. • Led target state process design and procedure development for a newly developed KYC / AML team for the Commercial Term Lending group of a top 5 US bank and performed RCSA development, KRI identification, and operational risk reporting requirements definition for target state operating model.• Led current state process and operational risk assessment across the Wholesale Credit process for a top 5 US bank including associated Risk and Control Self-Assessments (RCSAs). Developed target state processes to mitigate identified risks and control gaps and ensure regulatory compliance. • Drove delivery of Risk Governance and Strategy including risk roles and responsibilities for first and second lines of defense, approach for risk appetite statement development, and scorecards for KRI / risk reporting for a mid-size regional bank.

Education

• Georgia Institute of Technology

  Master of Science (MSEE), Electrical Engineering (Digital Signal Processing)

  1991 — 1992

• Duke University

  Bachelor's of Science - Electrical Engineering / Computer Science - (BSEE), Electrical Engineering and Computer Science

  1987 — 1990

• Duke University - The Fuqua School of Business

  MBA, Business Administration, Management and Operations

  1996 — 1998

Skills

• Process Improvement
• Management
• Management Consulting
• Project Portfolio Management
• Systems Analysis
• Governance
• Business Process Improvement
• Credit Risk
• Business Requirements
• IT Strategy
• Commercial Banking
• Risk Assessment
• Enterprise Risk Management
• Process Engineering
• Operational Risk
• Business Analysis
• Change Management
• Leadership
• Six Sigma
• Business Continuity
• Banking
• Risk Management
• Information Technology
• Strategy
• Risk Analytics
• Systems Engineering
• Financial Risk
• Core Banking
• Process Optimization
• Banking Law
• Portfolio Management
• Cross-Functional Team Leadership
• Operational Risk Management
• Program Management
• Retail Banking
• Financial Services