Natalia Atamanyuk

Business Banking Relationship Manager @HSBC

Maidstone, GB

Responsible for delivering high quality customer service through building effective working relationships and trust with a diverse portfolio of trading businesses with annual turnover of £2m-£10m ensuring that all deadlines are met.• Responsible for growing the existing portfolio of clients via prospecting and acquisition of new customers.• Managing all credit related matters for the existing customer portfolio including arranging annual review schedules, increased borrowing requests, amendments and financial covenants monitoring.• Undertake financial analysis and prepare the account remarks. Monitor credit risk including concern list, credit control reports and analysis of management information.• Producing credit applications for lending including extraction and interpretation of financial data (balance sheet, profit and loss and cash flow analysis). Preparation of financial analysis and all supporting documents ready for credit submissions.• Mandatory review of customer’s accounts to ensure full adherence with the Know Your Customer criteria and that Financial Fraud Risk is fully compliant at all times.• Responsible for possessing a thorough up to date understanding of the rules and regulations for all applicable statutes affecting businesses in respect of financial crime. Meeting defined individual/team performance and quality targets to ensure delivery of key business objectives.