Nasreen Anjum

About Nasreen Anjum

Numbers don’t just tell a story. They shape decisions, manage risks, and drive business growth.With 4+ years in the banking sector, I’ve navigated the fast-paced world of credit assessment, financial analysis, and risk management. At ANZ, I specialize in credit operations, ensuring that every decision is backed by thorough income verification, risk evaluation, and policy application. Whether it’s assessing creditworthiness or optimizing processes, I thrive on precision, compliance, and efficiency.My journey started at Edelweiss Financial Services, where I built a strong foundation in client risk assessment and financial compliance. Managing engagement teams, meeting tight SLAs, and securing top performance rankings, I learned the art of balancing risk and opportunity.Compliance isn’t just a checkbox—it’s a responsibility. With AML & KYC certifications, I bring a strong understanding of regulatory standards and due diligence practices to the table. My expertise extends to stakeholder engagement, training teams, and driving strategic initiatives for risk mitigation.Banking is evolving, and I’m here to evolve with it. Let’s connect and discuss how data-driven credit assessment and risk management can transform financial decision-making!

Experience

1. Credit Assessment Officer

   ANZ

   Jul 2022 — Present · Bengaluru, IN

   Managing credit operations by appraising proposals, analyzing credit risks, and scrutinizing documents for approvals.• Participating actively in ensuring timely execution of tasks within defined SLAs and deadlines.• Sanctioning credits by assessing income status and verifying documentation for accuracy.• Executing the end-to-end credit granting process, including policy application and periodic reviews of existing clients.• Conducting thorough income verification to assess applicants\' financial stability and repayment capacity.• Evaluating credibility by reviewing credit histories and current financial status.• Verifying eligibility for credit through detailed examinations of personal and financial documents.• Maintaining cooperative and effective working relationships with colleagues to streamline operations.

Education

• Bangalore University

  Master of Business Administration - MBA

  2018 — 2020

• Ravenshaw University

  Bachelor of Commerce - BCom

  2014 — 2017