Naresh Yadav

About Naresh Yadav

With 2.5 decades of IT experience in digital transformation, product development, and large sized IT deliveries. Key highlights- 1. Digitising customer journeys for lending origination and collections systems for vehicle financing & personal loans with strategic fintech integrations (50+); AI models for better credit decisions and agentic AI for ops efficiency. 2.Digital Transformation - Migrate Monolith Platform to Microservices Platform for better time-to-market (months to on-demand) and scalable for future growth with Ops efficiency (~100s of FTE/product).3. Automate Transactions Compliance screening for AML; Vessel; MDU & Boycotts - with 95% accuracy using Machine Learning models for Operational efficiency and regulatory compliance4. Waterfall to Agile Transformation - impacting engineering DORA metrics related to velocity, change & reliability. Customer/Market Acquisition - Technology Merger to increase Bank’s AUM by 17% and over #1MM customer additions and ahead of time merger to meet regulatory timelines6. Digibank Launch with Core Banking platform enhancements including migration to open-source platform to reduce TCO (green $)7. Global Workload Transition for Application Management contributing $15MM YoY saves for 600+ Applications supported by 200+ Application Management Engineers8. Mainframe to.NET System Development & Migration with 100% business value with-in schedule & cost with 30% account mining9. Geospatial Data Enrichment Platform Automation Development contributing 65% Operational Efficiency and 50% improvement in Time-to-Market and 20% revenue growth He has PGDBM in International Business from IMT Ghaziabad; an Advanced AI/ML Certification from Hyderabad and Bachelor of Engineering from HNB University.

Experience

1. Head of Engineering

   Mahindra Finance

   Jul 2024 — Present · Mumbai, IN

   Lending Collections Product – Built and rolled-out Lending Collections mobile solution (Android & iOS) for PAN-India (20K users) enhancing business collections by 25-30%2. Loan Origination System - Built and rolled-out complete digital LOS for wheel loans platform to offer Lending solutions for D2C – assisted journeys, using API integrations (>30) to improve business growth and reduce core stack cost. Systemis live for 4 business verticals PAN India.3. Super-App - Rolling out phased delivery of umbrella product to aggregate Mahindra Finance products (Personal Loans; Wheel Loans; FD; Insurance and Mutual Fund) for Do It Yourself (DIY) journeys and servicing4. Engineering Culture – Building tech first culture through tech guilds5. Tech Stack – Flutter; SDUI Framework; React.JS; Spring Boot Java Microservices; AWS Services (EKS; Kafka, Redis, S3, Lambda, IAM etc.); CRIF S1; Data Lake; APIGEE Gateway; Dynatrace; GCP; Salesforce; FinnOne Neo; LLM; Gen AI, Agile etc.

Education

• Hemwati Nandan Bahuguna Garhwal University

  BE, CS

  1992 — 1996

• IMT, Ghaziabad

  PGDBM, International Business

  2010 — 2013

• IIIT Hyderabad

  Advance Artificial Intelligence and Machine Learning, Artificial Intelligence and Machine Learning

  2018 — 2018

Skills

• Agile Methodologies
• Management
• IT Strategy
• Datacentres
• People Management
• Contract Management
• Project Delivery
• Strategic Planning
• Vendor Management
• Devops
• Requirements Analysis
• Cross-Functional Team Leadership
• Software Development
• Pmp
• Leadership
• Project Management
• Business Intelligence
• Service Management
• Software Project Management
• Itil
• Testing
• Risk Management
• Team Management
• Pre-Sales
• Rup Methodologies
• Infrastructure
• Enterprise Software
• Integration
• Stakeholder Management
• IT Service Management
• Research Development
• Outsourcing
• Agile Project Management
• Application Management Services
• IT Management
• Global Delivery
• Application Portfolio Management
• Program Management
• Business Strategy
• Sdlc