Narendra Kumar

Credit Manager | 10+ Years in NBFCs | Expertise in LAP, Home Loan, Business Loans & Risk Assessment

Role
Credit Manager at Mahindra Finance
Location
Lucknow, UP, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Narendra Kumar

I am a results-driven credit professional with over 10 years of experience in the NBFC and banking sector, having worked with Tata Capital, Hero Fincorp, and Mahindra & Mahindra Financial Services Ltd. My core expertise lies in Credit Underwriting, Loan Against Property (LAP), Business Loans, and Home Loans, along with risk assessment, financial statement analysis, and compliance. Over the years, I have successfully: Evaluated and approved credit proposals across SME and retail segments. Ensured adherence to internal policies, RBI guidelines, and compliance standards. Reduced turnaround time (TAT) through process improvements and team coordination. Managed cross-functional collaboration with sales, operations, legal, and technical teams. I am passionate about combining traditional credit expertise with modern digital lending practices to deliver fast, compliant, and customer-centric credit solutions. Currently working as a Credit Manager at Mahindra Finance, I am open to connecting with professionals in BFSI, fintech, and housing finance sectors to explore opportunities in credit management, risk evaluation, leadership roles.

Experience

  1. Credit Manager

    Mahindra Finance

    May 2023 — Present · Lucknow, IN

    Currently managing multiple clusters in Uttar Pradesh, including Lucknow, Gorakhpur, and Kanpur. Previously managed Jaunpur, Varanasi, and Bareilly.

Education

  • Government Industrial Training Institute - India

    Computer Operator & Programing Assistant

    2007

  • Meerut Institute of Engineering and Technology(MIET)

    Master of Business Administration - MBA

    2010 — 2012

  • Gujarat University

    Bachelor of Commerce (B.Com.)

    2006 — 2008

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Narendra Kumar — Credit Manager at Mahindra Finance in Lucknow, UP, IN | Unifers