Nancy Lopez
Credit Risk Strategist | Fintech Lending | Underwriting Automation
- Role
- Credit Risk Strategist at Mercury
- Location
- Austin, TX, US
- LinkedIn followers
- 500 followers
About Nancy Lopez
I\'m a credit strategist who loves turning complex credit risk concepts into clean, scalable systems, especially when I get to partner with engineers, data scientists and product teams to make it happen. With 10+ years in fintech and small business lending, I’ve worked across the credit lifecycle: underwriting automation, customer management strategies, and portfolio monitoring.Most of my recent work has focused on building credit frameworks from the ground up, balancing customer experience with disciplined risk controls. I’ve contributed to $400MM+ in originations, helped bring lending programs to profitability, and built decision logic that powers real-time approvals and dynamic limit adjustments.I thrive in environments where people care deeply about product quality and where product decisions are grounded in real data and thoughtful experimentation.
Experience
Credit Risk Strategist
Sep 2025 — Present
Education
The University of Texas at Austin
Bachelor of Arts, Latin American Studies
The University of Texas at San Antonio
Master of Science, Data Analytics
2019 — 2021
The University of Texas at Austin
Bachelor of Arts, Economics
University of New Hampshire
Certificate, Commercial Solar Lending Professional
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