Naman Tandon

About Naman Tandon

A Finance Enthusiast, always ready to learn through new experiences and grab new opportunities.

Experience

1. Credit Manager - Wholesale Credit Risk - Msme

   HDFC Bank

   Jun 2022 — Present

   Analyzing borrower’s financial statements, convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk.• Administering and enforcing company Credit Policies and procedures, assessing credit worthiness and recommending the products for the borrowers Acquisition of new asset clients by offering the products such as Lease Rental Discounting, Term Loans, Trade Finance, CC, ODs and PSR.• Credit exposure monitoring by regularly checking the borrower’s transactions, account conduct report and financial position.• Complete ownership of assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business and Credit teams in line with the banks- risk appetite.• Engaging with Credit Administration ( operations team ), Legal, Audit, Compliance, IT and other stakeholders as appropriate for all credit processes.• Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default.

Education

• Dav college amritsar

  Bachelor of Commerce - BCom

  2017 — 2020

• University Business School, Panjab University

  Master of Business Administration - MBA

  2020 — 2022