Nainesh Bharucha
Branch Credit Head @Fedbank Financial Services Ltd - Fedfina
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WORK HISTORY
Branch Credit Head @Fedbank Financial Services Ltd - Fedfina
Surat, IN
Here my job responsibilities are underwrite high value LAP loans. Doing PD of the customers, doing financial and Banking analysis, CIBIL check, Making CAM, Legal and Technical analysis and its query resolution, Due Diligence of the customer etc. and make and send proposal to higher authority for approval. Here there is 1 CPA work under me. Here I am looking loan amount from Rs 5 to 50 lakhs. Maintain MIS. Vendor Management and their bill processing. Resolve audit queries, OTC/PDD follow up and close. Handling collection part of 1 bucket case for first 12 months.
EDUCATION
The ICFAI University, Dehradun
Master of Business Administration (MBA)
Veer Narmad South Gujarat University, Surat
Bachelor of Commerce - BCom
ABOUT NAINESH BHARUCHA
Having experience of underwrite High value LAP and Housing loans and Also experience in…
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