Nachiket Joshi
Engineering Executive | Enterprise Transformation | Global Strategy
- Role
- Head of Engineering - Digital Banking & Core Lending Platforms at Ford Credit
- Location
- Austin, TX, US
- LinkedIn followers
- 500 followers
About Nachiket Joshi
Senior technology executive with 20+ years of experience driving digital transformation, platform modernization, and global engineering leadership across Fortune 500 enterprises. I thrive at the intersection of business, product, and engineering, turning strategy into scalable, AI enabled, customer-centric digital platforms.As Head of Engineering at Ford Credit, I’m leading the launch of a new digital banking business— a greenfield initiative redefining how millions of customers engage with Ford Financial Services. Alongside this, I oversee the modernization of our core lending and customer identity platforms, creating a unified technology ecosystem that accelerates innovation across web, mobile, and API channels.Industry Experience - Fintech, financial services, healthcare & hospitality industry
Experience
Head of Engineering - Digital Banking & Core Lending Platforms
Mar 2025 — Present
Head of Engineering driving Ford Credit’s next-generation digital banking venture—a greenfield initiative redefining how customers engage with Ford Financial Services. Lead end-to-end strategy across, platform vision & architecture, team formation, delivery execution, devSecOps and operations. Additionally also steering the core lending and customer identity platforms that power Ford Credit’s digital ecosystem.
Education
MIT Sloan School of Management
Executive Program, Artificial Intelligence: Implications for Business Strategy
Coimbatore Institute of Technology
Bachelor of Engineering - BE, Computer Science and Engineering
1998 — 2002
Kendriya Vidyalaya
Primary and Seconday Schooling, Science
1988 — 1998
Skills
- Business Analysis
- Global Delivery
- E-Commerce
- Search
- Struts
- Sdlc
- Solution Architecture
- Marketing Technology
- Architecture
- Soa
- Java Enterprise Edition
- Weblogic
- Integration
- Atg Dynamo
- Agile Methodologies
- Software Development
- Software Project Management
- Crm
- Adobe Experience Manager
- Java
- Content Management Systems (Cms)
- Atg
- Atg Commerce
- Web Services
- Spring Framework
- Service-Oriented Architecture (Soa)
- Cq
- Requirements Analysis
- Consulting
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