Muthu N.
Product Innovation | Product Strategy | SAAS Products | Data Intelligence | Financial Products | Fintech
- Role
- Head of Product Management (Digital Lending Solutions) at Mintifi
- Location
- Thane, MH, IN
- LinkedIn followers
- 500 followers
About Muthu N.
Driven product leader with a 15-year track record of building successful B2B SaaS and API products. Expert in agile methodologies and passionate about fostering innovation. Skilled in bridging the gap between business and technical stakeholders, translating complex requirements into user-friendly solutions.Specialties: Product Strategy & Roadmap Product Management User Experience Wireframing & Design Agile Methodologies SAAS Data Analytics Digital Strategy Credit Risk Management KYC Rule Engine Data Analysis Stakeholder Management Process Flows
Experience
Head of Product Management (Digital Lending Solutions)
Oct 2023 — Present · Mumbai, IN
Drove strategic product development and roadmap execution for core lending platforms within a leading supply chain fintech, resulting in significant operational efficiencies and improved customer outcomes.Collaborated closely with engineering, risk, compliance, and business stakeholders to define product requirements, prioritize features, and ensure successful product launches that met business objectives.Lead Management System: Integration of Lead Management within 3rd Party CRM. Improved lead conversion rates by 15% through optimized lead scoring and prioritization.Risk Governance Platform: Owned the product definition and development of the credit policy and rule engine, enabling efficient and accurate loan application processing thereby mitigating financial risk and improving portfolio performance. These credit risk rules had reduced default rates by 10%.Loan Origination System (LOS): Managed the integration of multiple vendors for KYC checks (CKYC, CPV, VKYC, AA, Bank Statement analysis), streamlining the loan application process and reducing processing time. Reduced loan processing time by 20% by implementing automated loan onboarding process including digital document verification process.Loan Management System (LMS): Managed vendor relationships and product development for accurate and timely processing of debit and credit entries.Post-Disbursal Customer Engagement: Oversaw the product development for managing customer loan accounts post-disbursal, focusing on customer retention and engagement.Consolidating data from multiple sources to provide a unified customer portfolio view (OneView).Collections System: Managed the vendor integration and product enhancements for collections management, optimizing collection strategies and improving recovery rates. Improved collection rates by 8% through optimized collection strategies.
Education
University of Mumbai
Bachelor in Management Studies
Skills
- Employee Relations
- Databases
- Outsourcing
- Screening Resumes
- Executive Search
- Market Research
- Training
- Human Resources
- Business Development
- Talent Management
- Analysis
- Recruiting
- Analytics
- Bpo
- Sourcing
- Vendor Management
- Temporary Placement
- Mis
- Employee Engagement
- Workforce Management
- Strategy
- Data Analysis
- Team Leadership
- Erp
- Sdlc
- Benefits Negotiation
- Talent Acquisition
- Project Management
- Internet Recruiting
- Process Improvement
- Online Research
- Ms Project
- Team Building
- Management
- Leadership
- Peoplesoft
- Applicant Tracking Systems
- Oracle
- Email Marketing
- Data Warehousing
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