Muskan Kukreja

Credit Manager @HDFC Bank Limited

Analyzed banking behavior, turnover trends, and profit margins to determine credit risk.• Evaluating financial documents, credit bureau reports, and repayment capacity to determine loan eligibility.• Ensuring compliance with internal credit policies and regulatory standards.• Coordinating with sales, operations, and collection teams for seamless loan processing and disbursal.• Handling deviation and high-risk cases with proper justification and risk mitigation.