Muneeb Ahmad
Associate Project Manager @Nayapay
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WORK HISTORY
Associate Project Manager @Nayapay
Karāchi, PK
At NayaPay, I lead product initiatives at the intersection of payments, compliance, and AI automation, ensuring alignment with PSD2, ISO 8583 and AML fraud check. My role bridges engineering, compliance, and business teams to design scalable, regulatory-ready products for merchants and financial partners.
EDUCATION
National University of Computer and Emerging Sciences
Bachelor's degree, Electrical and Electronics Engineering
ABOUT MUNEEB AHMAD
I am a results-driven product professional and founder with cross-regional experience in fintech, payments infrastructure, and AI-driven automation. I specialize in designing regulatory-compliant payment solutions, streamlining post-transaction reconciliation, and delivering data-backed product strategies that enhance operational efficiency, reduce risk, and scale businesses.In addition to my work in fintech, I am the founder of Iconic Byte, a creative and digital studio delivering AI-driven web experiences and 3D animations for startups and businesses, helping them bring innovative digital products and immersive experiences to life.My professional expertise bridges business, compliance, and technology, allowing me to deliver products that meet both user needs and regulatory standards. I have led initiatives in areas such as reconciliation, fraud detection, merchant-facing reporting, and AI-powered automation, giving me a strong understanding of payment rails, regulatory frameworks (ISO 8583, AML/KYC, GDPR/DSGVO), and user-centric design.Key Achievements:Reduced reconciliation exceptions by double digits through optimized workflows.Deployed fraud monitoring systems that improved authorization rates and reduced chargebacks.Launched merchant reporting dashboards (PSD2/AML-aware) that boosted adoption and engagement.Introduced AI-powered automation to cut manual review time and strengthen data integrity.Core Competencies:Payments Infrastructure & Regulatory Alignment (ISO 8583, AML/KYC)AI-Driven Web Experiences & 3D AnimationsPost-Transaction Reconciliation & Merchant ReportingFraud Detection, Risk Management & Compliance-Driven DesignProduct Roadmap Development & Agile/Scrum LeadershipAPI Product Management & Banking System IntegrationsAI/ML & Workflow Automation for Operational EfficiencyData Analytics & BI (SQL, Power BI, Tableau)Go-to-Market Strategy for Fintech & SaaS ProductsPost-Deployment Monitoring & Continuous ImprovementI thrive at the intersection of technology, creativity, and business, combining fintech expertise with innovative digital experiences. Whether it’s optimizing payment systems, automating workflows with AI, or creating immersive 3D visual experiences, my goal is to deliver solutions that drive impact, scalability, and innovation.
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