Mudita Garg
Risk Analyst Iii @Credit One Bank
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WORK HISTORY
Risk Analyst Iii @Credit One Bank
Las Vegas, NV, US
Redesigned the Profit Database (PTIDB) from a manual SAS workflow to a fully automated SQL solution, cutting processing time from 12 hours to 4 hours and storage from 10 TB to 1 TB — a 65% reduction in runtime.2. Built a centralized Marketing Datamart with automated validation and reconciliation controls, enabling analysts to self-serve campaign data without manual extraction or technical support.3. Engineered 15+ SAS processes into a unified SQL pipeline with automated validation scripts, full audit traceability, and historical rerun capability.4. Navigated IT production restrictions by working directly with the CTO to formalize a governance framework, keeping critical deployments compliant and on schedule.
EDUCATION
University of North Texas
Master of Science - MS, Business Analytics
Maharaja Agrasen Institute Of Technology, Delhi
Bachelor of Technology - BTech, Information Technology
ABOUT MUDITA GARG
I turn messy, complex data into decisions that actually move the needle. For the past few years, I\'ve been doing that as a Senior Risk Analyst at Credit One Bank — building models, digging into credit risk, and making sure the right data is in front of the right people at the right time. Before that, I was at Apple, where I worked directly with senior executives to translate fuzzy business problems into clear data solutions. One of those projects saved an estimated $5B in support costs. Numbers like that stick with you. My work sits at the intersection of data science and business impact. I\'m comfortable in PySpark, SQL, and Python, building everything from NLP pipelines to predictive models to dashboards that people actually use. I\'ve worked with datasets at scale — millions of records a day — and I know how to make that data tell a coherent story. What I genuinely enjoy is the problem-solving part: taking something that looks like noise and finding the signal. Whether that\'s a credit risk model, a customer behavior pattern, or a knowledge graph built from unstructured data points, I like working with real stakes attached. I hold a Master\'s in Business Analytics from the University of North Texas, and I\'ve built my career across healthcare analytics, risk modeling, and consumer finance — which means I bring a wider lens than most analysts who\'ve only worked in one domain. Right now, I\'m looking for a Data Science or Data Analytics role where I can work on hard problems, build things that matter, and grow with a team that takes data seriously. If that sounds like a fit, feel free to send me a message on LinkedIn— I\'d love to connect.
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