Mark Wagner
Mortgage Advisor | Residential, Investor & Construction Financing | Licensed in 10 States | DSCR in 48 States | 0% Down, Bank Statement, ITIN | In-House Underwriting
- Role
- Mortgage Consultant at Security Home Mortgage
- Location
- American Fork, UT, US
- LinkedIn followers
- 500 followers
About Mark Wagner
I help clients secure financing across residential, investment, and construction lending—whether you\'re buying your first home, scaling a rental portfolio, or building from the ground up. I’m currently licensed for residential lending in 10 states and DSCR/investor financing in 48 states, allowing me to work with clients and investors across nearly the entire country. At Security Home Mortgage (Division of CCBank), we operate as a delegated correspondent lender with in-house processing and underwriting, which allows us to move faster, structure loans more effectively, and deliver a smoother closing experience.Homebuyers (Owner-Occupied) FHA, Conventional, VA, USDA Multiple legitimate 0% down options First-time buyer and down payment assistance strategies Real Estate Investors DSCR loans (qualify using property income—not personal income) Available in 48 states Bank statement, 1099, P&L, asset-based, and W2-only programs Financing for 1–9 unit residential properties Construction & Builder Financing Construction-to-permanent loans (build your own home) Spec construction financing Acquisition & development funding for builders Specialty Programs ITIN loans (portfolio/in-house solutions) Professional loan programs for high-income licensed borrowers Flexible underwriting for complex income scenarios Because we work with multiple investors, we’re able to offer a wider range of solutions and structure financing around the client—not force the client into a box. If you value speed, expertise, and creative problem-solving, let’s connect.
Experience
Mortgage Consultant
Feb 2024 — Present
Mortgage Loan OfficerSecurity Home Mortgage | Division of CCBankI specialize in structuring residential, investment, and construction financing solutions for a wide range of clients—from first-time homebuyers to experienced investors and builders.Currently licensed for residential lending in 10 states and DSCR/investor financing in 48 states.Areas of Focus:Residential Lending (Owner-Occupied)- FHA, VA, USDA, and Conventional financing - 0% down programs and down payment assistance - First-time and move-up buyersInvestor Financing - DSCR (rent-based qualification)- Bank statement, 1099, P&L, asset-based, and alternative income programs - 1–9 unit residential investment propertiesConstruction Lending - Construction-to-permanent loans - Owner-builder and custom home projects - Spec construction and development financingWhat Sets Us Apart - Delegated correspondent lender - In-house processing and underwriting - Access to multiple investors and loan programs - Faster closings and more flexible deal structuring
Education
Brigham Young University
Bachelor's degree
Skills
- Sales
- Public Speaking
- Business Development
- Healthcare Information Technology
- New Business Development
- Ehr
- Saas
- Process Improvement
- Account Management
- Healthcare
- Strategic Planning
- Lead Generation
- Health Information Exchange
- Customer Service
- Crm
- Emr
- Negotiation
- Start-Ups
- Sales Management
- Solution Selling
- Hospitals
- Business Strategy
- Strategic Partnerships
- Cold Calling
- Team Building
- Direct Sales
- Project Management
- Sales Process
- Data Analysis
- Strategy
- Product Management
- B2b
- Market Research
- Leadership
- Enterprise Software
- Competitive Analysis
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