Michael Sprott
- Role
- Vice President - Commercial Lender at R Bank
- Location
- Austin, TX, US
- LinkedIn followers
- 500 followers
Experience
Vice President - Commercial Lender
Jan 2021 — Present
Manages and grows profitable account relationships with small business customers. Ensures the overall success & growth of an assigned portfolio by deepening relationships of existing and through acquisition of new customers. Performs effective financial analysis and underwriting in the areas of credit, cash flow and collateral.
Education
University of Houston-Downtown
Commercial Credit Certificate
2014 — 2014
Texas State University
Bachelor of Business Administration (BBA), Accounting and Finance
Skills
- Process Improvement
- Leadership
- Small Business
- Financial Services
- Credit
- Payroll
- Marketing
- Financial Analysis
- 401k
- Investments
- Time Management
- Lines of Credit
- Accounting
- Banking
- Analysis
- Management
- Loan Origination
- Customer Retention
- Cash Management
- Auditing
- Credit Analysis
- Loans
- Commercial Lending
- Customer Service
- Crm
- Sales Management
- Retail Banking
- Team Building
- Customer Satisfaction
- Business Analysis
- Budgets
- Business Development
- Mortgage Lending
- Sales
- Team Leadership
- Cold Calling
- Consumer Lending
- Coaching
- Outlook
- Portfolio Management
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