Ray Williams

About Ray Williams

Mortgage Maestro Group is founded on a simple approach. Our family of clients drives our decisions. We do what is right by them first, every time. I have taken 16 years of mortgage banking experience and created a premier full-service mortgage brokerage in Denver. We streamline the process to create efficient and sound financial decisions when buying or refinancing your home. Through this we craft individualized mortgage solutions while managing the largest piece of debt you\'ll likely have in your lifetime. My approach is refreshing and different. I am not your father\'s lender, as I focus on structure and strategy and am very educational by nature. I own rentals, and have developed as well. Owning my own business helps me understand even the most complex financial profiles of my clients. Away from the office, I spend time with my family, travel, snowboard, drink good wine, and eat amazing food. I was born in Colorado, served in the U.S. Navy and graduated from Metro State with a degree in Computer Information Systems. I am the @MortgageMaestro (Insta) as you may know. I am strategically growing my team. If you are or know any driven, experienced loan officers and want to join a great team let me know- Full-Service Mortgage Broker - F.H.A / V.A / Conventional / Jumbo Mortgages - Rehab loans (203K Mortgages & Homestyle Renovation)- First Time Home Buyers (CHFA,CHAC,HOAP,ACHA,DCHP, and MCC approved)- Self-Employed Borrower Mortgages (tax return specialist)- Real Estate Investor Mortgages (more than 4 properties financed)- Asset Based Lending Approved educator for D.O.R.A Managing Brokers- Call us to host a CE class for your team~- 2-hour CE (EEM, DPA, MCC, 203K, Reno & CEO Energy Incentive)- 2-hour CE (203K & MCC Class)- 1-hour CE (MCC Class) “Equal Housing Opportunity”

Experience

1. Chief Visionary i Founder i President

   Mortgage Maestro Group Nmls 1838215

   Mar 2019 — Present · Denver, CO, US

   After 16 years in the residential mortgage industry in Denver, I have taken my talents and started Mortgage Maestro Group. Applying the service from my mortgage banking background with the competitiveness of the mortgage broker community. Truly a dream come true. We strive to custom craft residential mortgage solutions to meet our clients goals first. We vow to work with honesty and integrity every step of the way. Whether you are buying your first home, vacation home, or investment property we\'ll help find a holistic solution for you. I was born in Colorado, served in the U.S. Navy and graduated from Metro State with a degree in Computer Information Systems. I am The @MortgageMaestro (Insta) as you may know. After 15+ years helping people buy, refinance, and 203K their way to growing their real estate wealth, I have no resume! The mortgage industry is my passion. My approach is refreshing and different. I am not your ordinary lender, as I focus on structure and strategy and am very educational by nature. I own rentals, and have developed as well. Owning my own business helps me understand even the most robust financial profiles of my clients. Away from the office, I spend time with my family, travel, snowboard, drink good wine, and eat amazing food. I am strategically growing my team. If you are or know any driven, experienced loan officers and want to join a great team let me know. Specialties- Residential Mortgage Maestro- Full Service Mortgage Broker- F.H.A / V.A / Conventional / Jumbo Mortgages - Rehab loans (203K Mortgages & Homestyle Renovation)- First Time Home Buyers (CHFA,CHAC,HOAP,ACHA,DCHP, and MCC approved)- Self-Employed Borrower Mortgages (tax return specialist)- Real Estate Investor Mortgages (more than 4 properties financed)- Asset Based LendingApproved educator for D.O.R.ANMLS #216267

Education

• Metropolitan State University of Denver

  B.S, Computer Information Systems

  1999 — 2002

• Golden High School

  H.S. Diploma, General

  1989 — 1993

Skills

• Residential Mortgages
• Residential Homes
• U.s. Federal Housing Authority (Fha)
• Loan Origination
• Fha
• Short Sales
• Loans
• Fha 203k
• Tax Credits
• Self-Employed Borrowers
• Underwriting
• Foreclosures
• Mortgage Banker
• Finance
• Fha Financing
• Purchase
• First Time Home Buyers
• Reo
• Leadership
• Mortgage Marketing
• Refinance
• First Time Buyers
• Va Loans
• Real Estate Transactions
• Loss Mitigation
• Banking
• Credit Analysis
• Credti Expert
• Real Estate
• Leadership Experience
• Homepath
• Conventional
• Va
• Mortgage Credit - Tax Credits
• Sellers
• Investors
• Down Payment Assistance
• Investment Properties
• Loan Officer
• Mortgage Lending