Monish T

About Monish T

Actively contribute to the Proactive Risk Management (PRM)team by identifying and mitigating fraud risks across diverse transaction platforms Monitor real-time transaction for POS,Net Banking,and E-Net using PRM system authentication to detect and prevent fraudulent activities promptly. Enforce fraud prevention protocols within PRM systems to ensure secure processing of transactions and reduce exposure to fraud - related risks. Investigate fraud incidents involving counterfeit, lost or stolen credentials,identify gaps in alert systems and apply corrective measures to enhance system accuracy. Asses suspicious transactions categorized by risk levels (Low,Deny and Critical) and validate genuine activities flagged in medium and accept-level alerts. Perform comprehensive fraud pattern analysis to identify emerging risks and implement proactive measures to mitigate potential threats. Handle fraud-related customer queries efficiently via email,phone and CRM systems ensuring timely resolution and customer trust. Leverage CRM tools to track documents and analyze fraud cases,contributing to continuous improvement in fraud prevention strategies and customer service practices.

Experience

1. Risk Analyst

   HDFC Bank

   Jan 2024 — Present · Chennai, IN

   Detail-oriented Risk Analyst with a strong foundation in credit intelligence and control operations. Experienced in monitoring high-volume financial transactions to detect irregularities, assess risks, and ensure compliance with regulatory standards. Skilled in analyzing behavioral patterns, identifying fraud indicators, and supporting data-driven decision-making. Committed to upholding organizational integrity through precision, accountability, and proactive risk mitigation.

Education

• Kavi Bharathi Vidyalaya

  Bachelor of Science - BS, Computer Science

• University of Madras

  Bachelor of Science - BS, Computer Science

  2020

• University of Madras

  Bachelor of Science - BS, Computer Science