Monindro Saha

About Monindro Saha

Payments & fintech strategy leader with 15+ years of experience driving digital transformation across the banking, cards, and payments ecosystem. I specialize in digital payments modernization, card issuing & acquiring, and the payments side of transaction banking (cash management, payment processing), delivering impactful solutions across the BFSI sector in the Middle East, UK, Africa and Southeast Asia.My work bridges product strategy, technology enablement, and large-scale transformation — helping banks, fintechs, and payment service providers launch innovative products, upgrade core payments systems, and adopt next-gen capabilities like real-time payments, API banking, and digital wallets.I bring proven expertise in:1) Payments Strategy & Consulting2) Card Payments (Credit, Debit, Prepaid)3) Core Banking & Payments Platform Transformation4) Transaction Banking – Digital Cash Management5) Regulatory & Compliance in Payments (PCI DSS, PSD2, ISO 20022)6) Emerging Tech in Payments – AI, Blockchain, Digital AssetsPassionate about shaping the future of payments, I actively explore AI, blockchain, and programmable money to unlock new business models and operational efficiencies. Skilled in stakeholder management, program governance, and cross-functional delivery, I thrive in complex, multi-market environments and consistently deliver measurable business outcomes.

Experience

1. Principal Consultant

   Infosys

   Sep 2021 — Present · Mumbai, IN

   1) Leading complex engagements for global banks and financial institutions across payments, corporate banking, blockchain, and lending2) Currently driving the end-to-end design and implementation of a next-generation payments platform for a leading African client, aiming to become one of the top digital payment platforms in the region3) Spearheading a large-scale payments transformation program for a global bank, integrating Finacle solutions with regional compliance requirements.4) Driving end-to-end business development for multi-million-dollar engagements, including proposal strategy, RFI/RFP leadership, and commercial structuring — contributing to significant revenue growth in qualified deal pipeline and higher conversion rates5) Shaping next-generation banking capabilities through thought leadership and accelerated solution design, enabling faster and more efficient project delivery.6) Collaborating with product innovation teams to enhance Finacle’s capabilities in real-time payments, blockchain integrations, and API-driven banking.

Education

• University of Mumbai

  B.E., Electronics & Telecommunication

  2003 — 2007

• University of Mumbai

  PGDBM, Marketing & Finance

  2010 — 2012

Skills

• Requirements Gathering
• Customer Relationship Management
• Sdlc
• Business Intelligence
• Team Management
• IT Service Management
• Integration
• Telecommunications
• Management Consulting
• Analysis
• Business Analysis
• Market Research
• Business Process
• Quality Assurance
• Competitive Analysis
• Product Management
• Business Development
• Consulting
• Analytics
• Business Strategy
• Vendor Management
• Pos
• Project Management
• Pre-Sales
• Management
• Customer Relationship Management (Crm)
• IT Strategy
• Supply Chain Management
• Leadership
• Requirements Analysis
• Software Project Management
• Crm
• Project Planning
• Business Process Improvement
• Enterprise Mobility