Monika Sharma
Process Specialist @Infosys BPM
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WORK HISTORY
Process Specialist @Infosys BPM
Jaipur, IN
Underwriting Process Specialist | US mortgage | Training & Mentorship | Data Management & Analytics | Operations Strategy
EDUCATION
University of Rajasthan
Bachelor of Business Administration - BBA, Business, Management, Marketing, and Related Support Services
Rajasthan Technical University, Kota
Master of Business Administration - MBA, Human resources management and marketing
ABOUT MONIKA SHARMA
US Mortgage industry professional with loan-processing and underwriting experience and a comprehensive knowledge of conventional and government loan programs. Thorough in gathering borrower infor-mation, verifying loan documents, Evaluated debt ratio, loan-to-values, credit score and reviewing file documentation to guide and underwrite each loan from pre approval to closing.1.) Ability to manually underwrite complex transactions to ensure the loans meet established guidelines.2.) Perform mortgage credit analysis with the assistance of AUS.3.) Maintaining production goals and standards in accordance with established SLAs and metrics.4.) Calculation of customer\'s debt-income ratio and checking the ability to repay.5.) Maintaining requesting and clearing documents6.) Approving and escalating loans as per company guidelines.
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