Monal Aggarwal
SVP Debt Management Strategy, GenAI, Data Management, Legal Strategy, Digital Collections & Partnerships
- Role
- SVP Debt Management Strategy - Loans & Cards & Digital Collections at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Monal Aggarwal
Leveraging Traditional & Machine Learning techniques, latest analytical tools with traditional and alternate data sources to manage risk.Over the years I have gained hands on experience across:Credit Risk Value chain [Underwriting, Property Valuations, Credit Policy, MIS, Risk Strategy, Models & Scorecards, Predictive Analytics, Risk Infrastructure] across Credit Life Cycle [Originations, Acct Mgmt & Collections]Risk Tools and Technology - Base SAS, SAS E-Miner, MBDT, KS, CDA, TRIAD,Blaze, Vision+, RGeography size - City, Provincial, Regional and Country level Global Exposure - India, North America, Middle East, Central Africa and Latin AmericaInterests - Enjoy writing ( whenever inspiration
Experience
SVP Debt Management Strategy - Loans & Cards & Digital Collections
May 2022 — Present · Mumbai, IN
Education
Sri Sathya Sai Higher Secondry School
XIIth, Commerce
1996 — 1998
DAV School, Nahan
Xth Class
1985 — 1995
Sri Sathya Sai Institute of Higher Learning
MBA (Marketing) & B.COM (Hons.- Cost Accountancy)
1998 — 2003
Skills
- Underwriting
- Risk Management
- Team Management
- Analytics
- Visionplus
- Sas Programming
- Triad
- Basel Ii
- Portfolio Management
- Cards Risk Management
- Credit Risk
- Account Management
- Decision Trees
- Data Science
- Advanced Analytics
- Machine Learning
- Credit Bureau
- Credit Cards
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