Mohit Gupta
Co-Founder, CTO & CPO | Building IndiaP2P & Equirize | Fintech, Bonds & Credit Infrastructure
- Role
- Co-founder CTO Product Head at Indiap2p
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Mohit Gupta
I build fintech platforms that simplify access to credit and fixed income investing.As Co-Founder, CTO & CPO at IndiaP2P and Equirize, I lead product and technology across RBI-regulated platforms spanning P2P lending, bonds, FDs, and OBPP. Our focus is simple — create scalable, compliant infrastructure that makes investing more accessible, transparent, and efficient for everyday users.Over the past 15+ years, I’ve built and scaled products across wealth-tech and digital lending, combining strong product thinking with deep execution. I enjoy working at the intersection of user experience, regulatory complexity, and system design.Earlier, I set up and scaled AdviserLogic’s India GCC (now part of Morningstar) to ~100 members, building high-performing teams across product and engineering. The platforms we built became industry benchmarks in Australia, winning the Investment Trends Award multiple years.I care deeply about building teams, solving real problems, and creating long-term value — not just features.Core areas: Fintech Infrastructure | Fixed Income | Credit Platforms | RegTech | Product Strategy | Platform Design | Team BuildingOutside work, I’m a fitness enthusiast, a father, and someone who values purpose-led work — shaped in part by my time with the Association for India’s Development.
Experience
Co-founder CTO Product Head
Jul 2021 — Present · Mumbai, IN
Designed and scaled India’s next-gen P2P lending platform with RBI-compliant tech stack.Built full-stack infrastructure including:Auto-loan allocation algorithm optimizing borrower diversification and risk mitigation.AI-enabled vernacular apps and voice/chatbots improving access for non-English speakers.Collections and underwriting engines tailored to India’s underbanked credit segments.Robust CKYC solution, now offered as a SaaS module via Wealthgrow.Growing a high-ownership engineering culture with product agility and security by design.Architecting the transition of P2P modules into modular SaaS offerings—onboarding, compliance, and credit rails—for other fintech platforms under the Wealthgrow brand.
Education
Delhi College of Engineering
B.E., Electronics and Telecommunication
2002 — 2006
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