Mohit Talwar

About Mohit Talwar

Most businesses struggle to find a banker who truly understands their growth pain — someone who has sat across the table, understood the numbers, and actually closed the deal.The gap between a business needing capital and actually getting it? That\'s where most bankers fail. They push products. They miss the relationship. They lose the client.I\'ve spent 10+ years driving revenue generation across financial products sales — from consultative selling of Premium Cards at AmEx to unlocking Working Capital for SMEs at HDFC Bank.Starting from selling Premium Cards at American Express — where I earned a fast-track promotion with an Outstanding Achievement Award — I evolved into managing Credit Card Sales at HDFC Bank, then leading Business Loan portfolios at Axis Bank, and now driving Working Capital & Emerging Enterprise growth at HDFC Bank.Every step taught me one thing — businesses don\'t need a product pusher. They need a trusted financial partner.Today I help emerging businesses unlock the right capital at the right time — managing the complete credit cycle, building branch pipelines, driving cross-sell, and converting relationships into revenue.Managing Portfolio of approx 250+ CR and growing.What I bring to the table:10+ years across AmEx • HDFC • Axis BankEnd-to-end credit cycle managementWorking Capital | Business Loans | Premium Cards | SME Banking | Team Management | Portfolio Management | Channel Management | Team building, mentoring & BDR leadership,Consistent high performer across every roleIf you are looking for a financial sales leader who connect dots between relationships and results — let\'s talk. m••••••••@gmail.com

Experience

1. Manager-emerging Enterprise Group-working Capital

   HDFC Bank Limited

   Oct 2022 — Present · Gurugram, IN

   Driving SME Banking growth through portfolio management and channel management across branch networks, managing complete credit assessment cycle from documentation to disbursement.Managing a portfolio size of more than 250+ cr Accelerated SME credit disbursals by executing structured branch visits, morning meetings and joint customer calls with branch staff, resulting in consistent pipeline growth and higher lead-to-conversion ratios across the Gurugram catchment area. Reduced credit cycle turnaround time by owning end-to-end documentation, KYC, financial assessment and legal/valuation coordination, resulting in faster file closures and improved customer experience. Grew cross-sell revenue by proactively promoting CASA, credit cards and insurance products to existing Working Capital customers, resulting in multi-product relationships and higher wallet share per client. Strengthened branch engagement and accountability by conducting regular performance reviews with cluster leadership and maintaining accurate CRM updates, resulting in better alignment between branch targets and EEG business goals. Generated high-quality referral leads by implementing catchment area activities and rapport-building initiatives, resulting in a self-sustaining lead pipeline beyond cold outreach.

Education

• Amity University, Greater Noida Campus

  Bachelor of Business Administration - BBA, Marketing & Sales

• ICFAI Business School,Gurgaon

  Master of Business Administration (MBA), Marketing/Marketing Management, General

• Boys'High School & College

  10+2, Business/Commerce, General

Skills

• Convincing People
• Competitive Analysis
• Training
• New Business Development
• Microsoft Office
• Sales
• Client Counseling
• Sales Presentations
• Management
• Empowerment to Do Any Marketing & Advertising Job with a Convincing Power
• Client Rapport
• Business Planning
• Marketing
• Public Relations
• Business Strategy
• Team Management
• Market Research
• Client Services
• Mystery Shopping
• Powerpoint
• Business Development
• Marketing Strategy