Mohit Singh
Credit Manager At Tyger home finance
- Role
- Credit Manager at Tyger Home Finance
- Location
- Bhopal, MP, IN
- LinkedIn followers
- 500 followers
About Mohit Singh
My total experience 7.9 year in finance department
Experience
Credit Manager
Aug 2025 — Present · Bhopal, IN
Credit Manager – HL & LAPTyger Home Finance Ltd.(Formerly Adani Housing Finance)PresentIndependently handling end-to-end credit underwriting for Home Loans (HL) and Loan Against Property (LAP) from login to sanction.Conducting detailed borrower credit assessment, including income analysis (salaried & self-employed), banking analysis, cash flow evaluation, and repayment capacity evaluation.Managing complete property due diligence, including coordination for legal title search, technical inspection, and valuation review.Analyzing key credit parameters such as LTV, FOIR, DSCR, and overall risk profile in line with internal credit policy.Preparing comprehensive credit appraisal notes, risk mitigants, and sanction recommendations for approval authorities.Ensuring strict compliance with RBI guidelines, internal credit policies, and risk management framework.Working closely with sales, legal, technical, and operations teams to ensure fast TAT, quality sanctions, and smooth disbursement.Monitoring post-disbursement portfolio performance and actively supporting portfolio quality and NPA control.Maintaining robust credit MIS, login trackers, and management reporting.Core Expertise:HL & LAP Underwriting | Credit Risk Management | Property Legal & Valuation | LTV • FOIR • DSCR | RBI Compliance | Credit Policy | Portfolio Monitoring
Education
Barkatullah University, Bhopal
Bachelor of Commerce - BCom, Finance, General
Chhatrasal public higher secendry school
Bachelor's degree, Business
2003 — 2015
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