Mohit Kumar Vagala

Working with Ujjivan Small Finance Bank as a Credit Manager (Grade: Deputy Manager)

Role
Credit Manager at Ujjivan Small Finance Bank
Location
Haridwar, UK, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Mohit Kumar Vagala

Self-Motivated MBA Agribusiness Graduate with Proven Sales & Marketing Skills | Seeking…

Experience

  1. Credit Manager

    Ujjivan Small Finance Bank

    May 2024 — Present · Yamunanagar, IN

    As a dedicated Credit Manager in the Micro Mortgage Loan Against Property department, I specialize in assessing and managing credit risks to ensure the soundness of loan portfolios. With a keen eye for detail and strong analytical skills, I:1.**Credit Assessment:** Conduct thorough credit evaluations and risk assessments for mortgage loan applicants, ensuring compliance with regulatory standards.2.**Loan Portfolio Management:** Oversee and manage the loan portfolio, maintaining a balance between profitability and risk mitigation.3.**Client Relations:** Foster strong relationships with clients, providing personalized financial solutions and guidance.4.**Compliance and Reporting:** Ensure all loan processes and transactions comply with internal policies and regulatory requirements, preparing detailed reports for senior management.5.**Team Collaboration:** Work closely with cross-functional teams to streamline operations and enhance the overall efficiency of the loan approval process.

Education

  • Phonics group of institutions

    Bsc agriculture

    2017 — 2021

  • Doon Business School

    Master of Business Administration - MBA

    2021 — 2023

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Mohit Kumar Vagala — Credit Manager at Ujjivan Small Finance Bank in Haridwar, UK, IN | Unifers