Mohit Kumar Vagala
Working with Ujjivan Small Finance Bank as a Credit Manager (Grade: Deputy Manager)
- Role
- Credit Manager at Ujjivan Small Finance Bank
- Location
- Haridwar, UK, IN
- LinkedIn followers
- 500 followers
About Mohit Kumar Vagala
Self-Motivated MBA Agribusiness Graduate with Proven Sales & Marketing Skills | Seeking…
Experience
Credit Manager
May 2024 — Present · Yamunanagar, IN
As a dedicated Credit Manager in the Micro Mortgage Loan Against Property department, I specialize in assessing and managing credit risks to ensure the soundness of loan portfolios. With a keen eye for detail and strong analytical skills, I:1.**Credit Assessment:** Conduct thorough credit evaluations and risk assessments for mortgage loan applicants, ensuring compliance with regulatory standards.2.**Loan Portfolio Management:** Oversee and manage the loan portfolio, maintaining a balance between profitability and risk mitigation.3.**Client Relations:** Foster strong relationships with clients, providing personalized financial solutions and guidance.4.**Compliance and Reporting:** Ensure all loan processes and transactions comply with internal policies and regulatory requirements, preparing detailed reports for senior management.5.**Team Collaboration:** Work closely with cross-functional teams to streamline operations and enhance the overall efficiency of the loan approval process.
Education
Phonics group of institutions
Bsc agriculture
2017 — 2021
Doon Business School
Master of Business Administration - MBA
2021 — 2023
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