Mohit Chauhan
Credit Officer at Lendingplate | Seasoned professional with 1.5 years of experience. Expert in Personal Loans Credit Analysis.
- Role
- Credit Officer at Lendingplate
- Location
- Ghaziabad, UP, IN
- LinkedIn followers
- 500 followers
About Mohit Chauhan
I am currently working as a Credit Officer at Lendingplate, with hands-on experience in credit assessment and loan processing.My role includes KYC verification, income and bank statement analysis, and evaluating customer profiles as per lending policies. I work closely with internal teams to ensure accurate, compliant, and timely credit decisions.I am detail-oriented and committed to maintaining risk standards while supporting smooth customer onboarding in digital lending
Experience
Credit Officer
Dec 2025 — Present
Digital Loan Processing ProjectActively involved in end-to-end credit evaluation for digital loan applications, including KYC verification, income assessment, and bank statement analysis to ensure policy-compliant approvals.Credit Risk Quality Improvement InitiativeSupported internal risk teams by identifying discrepancies in customer profiles and documentation, helping reduce credit risk and improve portfolio quality.Maintained high accuracy in credit assessment with minimal rework and escalations.Consistently met SLA and productivity targets for loan file processing.Helped reduce document-related rejections through detailed verification.Recognized for strong compliance adherence and attention to detail.Supported smooth customer onboarding in a high-volume digital lending environment.
Education
Maa Shakumbhari University (MSU), Saharanpur
Bachelor of Computer Application, Computer Science
2021 — 2024
Dr. A.P.J. Abdul Kalam Technical University (AKTU), Lucknow
Master of Computer Applications - MCA, Computer Science
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