Mohd Mujaheed

About Mohd Mujaheed

As an MBA Graduate of Jain University, my passion for business administration, management, and operations, with a focus on system and operations management. I have acquired multiple certifications in digital marketing, communication, and leadership, which have enhanced my analytical, problem-solving, and communication skills.With over 5 years of work experience in the AML and KYC domain, I am currently a Senior Financial crime analyst at Commonwealth Bank, where I screen customers, prospects, and transactions against various regulatory and sanctions lists, evaluate risks, and provide appropriate direction to the line of business. I have worked with high-risk customers, such as casinos, MSBs, and payment processors, to understand their controls and activities, and escalated confirmed alerts and matches appropriately. I have also performed non-documentary CIP on domestic customers in compliance with federal and state laws and bank policies.I am motivated by the challenge of protecting the financial system from fraud, money laundering, and terrorism financing, and by the opportunity to learn and grow as a professional in this field. I aspire to leverage my education and experience to contribute to the success of CommBank and its customers.

Experience

1. Senior Financial Crime Associate

   Commonwealth Bank

   May 2024 — Present · Bengaluru, IN

   ECDD(Enhanced Customer Due Diligence) department, focusing on detecting financial crimes and money laundering risks associated with high-risk customers.* Work for RACO (Regulatory & Control Operations) strategy, passionately articulating its objectives and driving its implementation.* Perform holistic assessments of customers and related parties, considering various inherent risk factors, to identify and mitigate potential risks effectively.* Manage SLAs and remediation efforts, utilizing effective levers to meet timelines and drive desired outcomes with a focus on quality.* Adhere to business rules, roles, and responsibilities outlined in SOP/UG (Standard Operating Procedures/User Guide) for completing ECDD assessments accurately and in a timely manner.* Proactively manage and mitigate risks associated with various initiatives, aligning them with risk management practices in change management disciplines.* Manage budgets and productivity to achieve desired outcomes, ensuring efficient resource allocation and maximizing productivity benefits.* Actively identify and implement process improvements, keeping SOPs up-to-date to ensure operational efficiency and effectiveness.* Drive the identification and assessment of risks, providing improvement options and implementing actions through process enhancements

Education

• Jain (Deemed-to-be University)

  Master of Business Administration - MBA, Business Administration, Management and Operations

• SSMRV College

  Bachelor of Commerce - BCom, Business/Commerce, General

  2018 — 2020

• Bangalore higher secondary school

  High school , General Studies