Mohan Kumar
Credit Manager @ IDFC FIRST BANK Ex - Credit Manager Utkarsh Small Finance Bank|Ex- Team Leader Bajaj Finance Limited|MBA (Marketing + Finance ) | B.Sc in Mathematics
- Role
- Credit Manager at IDFC FIRST Bank
- Location
- Gwalior, MP, IN
- LinkedIn followers
- 500 followers
About Mohan Kumar
Pursued MBA in Finance and Marketing worked with Bajaj Finance Limited as a Team Leader currently working in Utkarsh Small Finance Bank as a Credit Manager.As a Credit Manager my Key Responsibilities is Evaluating the creditworthiness of customers using financial data and external credit reports.Setting and adjusting credit limits and payment terms based on customer behavior and market conditions.Implementing risk management strategies to mitigate losses due to bad debts.Collaborating with sales teams to ensure customer relationships are managed effectively.Overseeing collections and negotiating settlements for overdue accounts.Ensuring compliance with legal and regulatory standards related to credit and collections.
Experience
Credit Manager
Jan 2026 — Present
Education
Prestige Institute of Management & Research, Gwalior
Master of Business Administration - MBA, Marketing,Finance
Jiwaji University
Bachelor of Science - BSc, Mathematics and physics
Kendriya Vidyalaya
Higher secondary and senior secondary , PCM
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