Mohammad Irshad

About Mohammad Irshad

Regarded as Strategic Level Professional, I present myself as a qualified and seasoned banking professional with a track record of managing Product Management with experience in managing government banking products such as FD, CASA, & assets including Credit Card, Personal Loan, Home Loan & TPP. A major chunk of my 21 +years of experience has been at various organizations, where I have acquired expertise in handling the gamut of activities spanning across diverse backgrounds and environments-SKILLSET—Scaling-up branch & profit center operations right from scratch, improving branch performance/ distribution points, driving branch visibility & profitability in new & existing markets using expertise in banking operations, Government business development, retail banking, and relationship managementServe as Primary Point Of Contact for financial decision making, provided strategic guidance to Banking leaders within aligned territories; elevated \'bottom line\' performance through effective tracking, reporting & business reviews.Facilitated branch set-ups, built high-performance teams, accelerated sales & maximized revenues, steered process automation & elevated CSATAs an individual, I am a self-starter with excellent prospecting, relationship-building, and presentation skills across a diverse clientele. I am a results-driven professional with a globally immersive experience across multiple cultures and working environments and am comfortable working in a fast-paced and dynamic environment. Furthermore, I also possess excellent verbal/written communication and problem-solving skills; the ability to multi-task prioritize and manage time effectively in a deadline-driven environment.To know more about me or my work, please drop me a line at m••••••••@gmail.com

Experience

1. Assistant Vice President - Gbg

   Bandhan Bank

   Aug 2025 — Present · Raipur, IN

   I am responsible for managing and strengthening relationships with various government departments, public sector units, and institutional clients. The role focuses on business development, revenue growth, and delivering customized banking solutions aligned with government financial requirements.Key Responsibilities:Develop and manage relationships with State Government departments, municipalities, corporations, and government agencies in Chhattisgarh.Drive liability growth through CASA, term deposits, and institutional accounts.Identify opportunities for fee-based income, including payments, collections, escrow accounts, and other transaction banking services.Coordinate with internal teams to structure customized financial solutions as per government guidelines and compliance norms.Ensure timely servicing of clients, resolving operational issues, and maintaining high customer satisfaction.Monitor portfolio performance, revenue targets, and risk parameters.Stay updated with government policies, tender processes, and banking regulations affecting government business.Represent the bank in official meetings, presentations, and government forums.Core Skills & Competencies:Strong relationship management and networking skillsIn-depth knowledge of government banking operations and complianceExcellent communication and negotiation abilitiesBusiness development and revenue generation expertiseStrategic thinking and problem-solving skillsThis role requires a high level of professionalism, integrity, and a proactive approach to managing institutional banking relationships while contributing to the growth of the Government Banking portfolio in Chhattisgarh.

Education

• Govt. E. Raghavendra Rao Science P.G. (Auto) College, Bilaspur

  Bachelor of Science (BSc), maths

  1998 — 2001

• Guru Ghasidas University

  MASTER OF COMPUTER SCIENCE, Computers

  2001 — 2003

Skills

• Customer Relationship Management (Crm)
• Performance Management
• Management
• Team Building
• Sales
• Recruiting
• Vendor Management
• Business Development
• Banking
• Team Management