Mohammad Akram
Credit Manager Mmgs Ii @Bank Of India
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WORK HISTORY
Credit Manager Mmgs Ii @Bank Of India
Chandigarh, IN
Looking after Bank of India ECCB Mid Corporate Branch Chandigarh Sec 17 for Emerging Corporates customers as Credit Manager.Handling portfolio of over crores of C & ICEvaluate loan proposals for existing/new corporate customers with exposures of ₹25 Cr and above.Conduct financial analysis, including balance sheets, cash flows, and profitability assessments.Assess and recommend term loans, working capital limits, and other credit facilities.Identify and mitigate credit risks, ensuring asset quality management.Ensure compliance with RBI guidelines and internal credit policies.Review and process loan sanctions, renewals, and credit enhancements.Monitor borrower performance and identify early warning signals (EWS).Ensure proper documentation, security creation, and legal compliance.Coordinate with branches, legal teams, and rating agencies for credit processing.Analyze industry trends and sectoral risks impacting the loan portfolio.
EDUCATION
LBS PG College Gonda
M Com
Indian Institute of Banking & Finance (IIBF)
Foreign Exchange Operations
Manipal University
PGDB
Indian Institute of Banking & Finance (IIBF)
JAIIB
LBS PG College Gonda
B Com
SKILLS
ABOUT MOHAMMAD AKRAM
Experienced working capital professional with over 9 years of experience in Credit, Trade…
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