Minku Gupta

About Minku Gupta

Studied PGDB-Post Graduate Diploma in Banking from (Manipal Academy of higher education, Bangalore)with broad and diversified Banking experience of 6 years +, with expertise in managing International Trade Finance operations and Domestic Trade Finance including knowledge of Letter of Credit, Document Scrutiny under LCs, LC Payment and Discounting, Collection, Export & Finance, dispatched and non dispatched cases,SWIFT, PCFC, EPC, GR Waiver, MIS work. Proven ability to implement strategies that improve client services and increase revenue stream. Creating healthy relationship with client and give them information and benefits of new products and services. Strong expertise in analyzing, evaluating and mitigating trade finance risks, with ability to identify needs and implement effective solutions. Dynamic leader strongly committed to working with colleagues to achieve corporate goals and assuring good services to the clients.In depth understanding of both back office and front office Trade Finance operational functions and expertise in working in a localized Trade Finance environment.Experience of handling complex Trade transactions like Risk Participation with other LC Confirming Banks, Export Bill discounting, opening and handling documents under Commodity,LC Confirmation, Collection bills.LCs, Discounting Documents under LCs with multiple confirming banks.Expertise in domestic trade finance including LC scrutiny non LC scrutiny, realization of bills, acceptance/discrepancy handling of own Bank and others Bank,Swift handling, Making and checking of documents, Misc work, excel handling. Inward acceptance handling and scrutiny of documents, taking care of branch queries. Expertise in automation of work(BOT RPA UAT). Involved in automation of acceptance/ discrepancy, realization with IT people and remove manual work of Bank. Dealing with a diversified portfolio of clients, who deal in metals like steel, copper and aluminum. Some reputed companies, and companies who deal with electrical equipment like fans,lighting equipment\'s,pumps also paints and adessive products. And other commodities and chemicals like glycol, coal and mining equipment.Exposure-• Uniform Customs and practice for Documentary Credits.(UCP)• SWIFT• International Standard Banking Practices (ISBP)• LC confirmation and LC discounting.• Dealing with backend team.•Documents Scrutiny,Making,Checking of documents.Work Experience:•ICICI Bank, Mumbai (15-Sept-2020 To 20-May-2022)•Axis Bank,Mumbai(26-May-2022 To 13-March-2026)•BOM(01-April To Currently working)

Experience

1. Trade Finance Manager

   Axis Bank

   May 2022 — Present · Noida, IN

   Working in WBO-Trade & Forex Operation.Responsible for handling and scrutinizing Domestic trade documents under LC and Non LC.Key Responsibilities- Process and verify trade finance documents, including letters of credit, bills of exchange,discounting, Invoice financing, Acceptance- Ensure compliance with regulatory requirements, bank policies, and procedures- Manage and track trade finance transactions, including inward and outward shipments- Conduct thorough checks and verification of trade documents to ensure accuracy and completeness- Liaise with internal stakeholders, such as front-office teams and compliance officers, to resolve trade-related issuesTrade Finance Operations- Handle inward and outward trade transactions, including import and export shipments- Verify and process trade documents, including commercial invoices, packing lists, and certificates of origin- Ensure timely and accurate processing of trade transactions to meet customer and regulatory requirementsOperational Efficiency- Maintain accurate records and databases of trade transactions- Ensure compliance with operational procedures and guidelines- Identify and resolve operational issues and discrepancies in trade transactionsQuality Control- Conduct thorough checks and verification of trade documents to ensure accuracy and completeness- Identify and report any discrepancies or irregularities in trade transactionsTechnical Skills- Proficiency in banking software and systems, such as trade finance platforms- Strong understanding of trade finance products, including letters of credit and guarantees- Familiarity with regulatory requirements and bank policies related to trade finance.

Education

• Vinoba Bhave University (VBU), Hazaribagh

  Bachelor in Mathematics, Mathematics

  2015 — 2018

• Manipal Academy of Higher Education

  Post Graduate Diploma in Banking (PGDB) , Full time

  2019 — 2020