Minal Jain
Credit Analyst @MAS Financial Services Limited
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WORK HISTORY
Credit Analyst @MAS Financial Services Limited
Ahmedabad, IN
Conducting financial, GST, and banking analysis with focus on interlinking data points.Holding personal discussions (PDs) with clients to understand business operations and funding needs.Preparing detailed Credit Appraisal Memorandums (CAMs) with analysis and recommendations.Performing hygiene checks, DE & DSCR calculations, and analyzing sales and profit trends.Benchmarking cases with market peers to identify risks, strengths, and improvement areas.Ensuring credit proposals align with internal policy and regulatory frameworks.
EDUCATION
Poddar International College, Jaipur
Bachelor's degree
IILM Academy Of Higher Learning, Jaipur
PGDM
ABOUT MINAL JAIN
Finance enthusiast with a PGDM and a strong interest in credit and lending! Currently working as a Credit Analyst at MAS Financial Services Ltd, focusing on unsecured working capital loans for SMEs. I enjoy diving into financials, GST & banking analysis, conducting PDs, and preparing CAMs.Previously, I gained hands-on experience in credit underwriting during my internship at AU Small Finance Bank.Excited to keep learning, growing, and connecting with professionals in the finance space.
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