Min Cho
SVP Credit Solutions Manager @Columbia Bank
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WORK HISTORY
SVP Credit Solutions Manager @Columbia Bank
Los Angeles, CA, US
Progressed through multiple positions and increasing responsibilities and impact in the bank’s credit/client solutions space. Experienced in supporting C&I bilateral facilities, OOCRE and club/syndications. Critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsible for active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of a designated group of portfolio names monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit loss. • Responsible for the oversight and development of Underwriters and junior relationship managers for effective maneuver through credit process.• Work within deal team environment (with Relationship Management and various product partners such as International Trade and F/X), leading the development and analyses of financing structures/strategies to support/identify cross-sell/core fee income opportunities• Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs.
EDUCATION
UCLA Anderson School of Management
Master of Business Administration - MBA
University of Washington
Bachelor's degree
SKILLS
ABOUT MIN CHO
Senior Vice President at Columbia Bank Commercial Banking Division
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