Milind Nerli

About Milind Nerli

With a robust background in banking and expertise in customer relationship management, my role as Assistant Vice President at HDFC Bank focuses on enhancing our SME clients\' financial experiences. At the core of my mission is the delivery of tailored lending solutions, from cash-credit to trade-forex loans, driven by thorough credit appraisal and risk analysis. Our team\'s dedication to deepening client relationships has led to significant portfolio growth and a consistent track record of minimal delinquencies.The role at Axis Bank as a Senior Relationship Manager honed my analytical skills, enabling me to conduct detailed financial analyses and stress testing, ensuring the alignment of our services with client needs. My efforts have resulted in increased asset cross-sell and revenue generation, with a keen eye on maintaining portfolio health. Collaborating closely with colleagues from Business and Branch Banking, we\'ve successfully maximized revenue through a strategic mix of fees, net interest income, and trade finance solutions.

Experience

1. AVP

   HDFC Bank

   Dec 2025 — Present

Education

• Shivaji University

  Bachelor’s Degree, Organic Chemistry,

  1994 — 1997

• State Board of Technical Education and Training

  Diploma, Pharmacy, Pharmaceutical Sciences, and Administration

  1992 — 1994

Skills

• Mis
• Finance
• Business Development
• Credit Risk
• Management
• Asp.net
• Credit
• Portfolio Management
• Retail Banking
• Financial Appraisal for Working Capital Requirement of Commercial Clients
• Customer Relations
• Relationship Management
• Microsoft Sql Server
• Credit Monitoring of Portfolio in Sme Space Across All Industry Segments.
• Management Information Systems (Mis)
• Banking
• Team Management
• Erp
• Crm
• Analysis
• Managing the Entire Lending Process Cycle for Sme Clients
• Cloud Computing