Mikhail Kamalov
Manager Principle @Fincon Reply GmbH
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WORK HISTORY
Manager Principle @Fincon Reply GmbH
Munich, DE
Own product vision, roadmap, and backlog for digital and fintech solutions, ensuring alignment with business objectives. Act as Product Owner, translating business needs into clear epics, and user stories-Drove end-to-end delivery of complex digital and fintech products, balancing product strategy, architecture, and execution-Led fintech and banking initiatives, managing scope, risk, budget, and roadmap execution -Established QA governance across projects and introduced automated testing to improve reliability and compliance-Directed cross-functional teams in Germany and offshore, and strengthened partner relationships to support joint delivery
EDUCATION
Barcelona Technology School
Master's degree, Digital Product Management
Universitat de Barcelona
Master's degree, Digital Product Management
University of Toronto - University College
Bachelor of Science - B.Sc, Mathematics and Statistics
SKILLS
ABOUT MIKHAIL KAMALOV
Technical Product Manager / Agile Product Owner with 10 years of IT consulting experience in Banking, Insurance, and Financial Services. Experienced in leading cross-functional teams as Technical Lead or Project Manager, defining requirements, planning roadmaps, and ensuring high-quality delivery. Strong background in managing scope, timelines, budgets, risks, and executive reporting for large digital transformation programs. Skilled in contract financials, RFP leadership, and mentoring teams. Hold a BSc in Mathematics (University of Toronto) and an MSc in Digital Product Management (University of Barcelona). Experience from Accenture, PwC, KPMG, Reply, and Novartis provides a strong mix of technical understanding, product thinking, and transformation leadership.Key Achievements•Secured over €1M in new consulting revenue through successful RFP leadership and client engagement•Directed digital onboarding and KYC transformation programs, reducing account setup times by up to 60%•Managed and mentored cross-functional team members across Germany, Austria, and offshore locations•Delivered large-scale digitalization programs in insurance and banking sectors
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