Mike Watts

About Mike Watts

I’m an independent insurance agent with 25 years of experience helping individuals, families, and business owners protect what matters most. At Dick Watts Insurance, we believe insurance should be personal, simple, and transparent — not confusing or rushed.As an independent agency, I’m able to shop rates across multiple top-rated carriers to find the right coverage at the right price. My focus is always on providing honest guidance, exceptional service, and long-term relationships built on trust.What I Help With:🟢 Home & Auto Insurance🟢 High-Value Home Coverage🟢 Life Insurance (Term, Whole, Final Expense)🟢 Medicare Plans🟢 Commercial & Contractor Insurance🟢 Trucking & Amazon Relay Insurance🟢 Landlord, Vacant Home & Builder’s Risk InsuranceWhy Clients Choose Us: Independent agent with multiple carriers 1-on-1 personal service — no call centers Fast, accurate quotes Solutions tailored to each client, not a one-size-fits-all approach 25 years serving our community with integrityMy mission is simple: protect families, support small businesses, and provide peace of mind through smart, affordable coverage. If you’re buying a home, starting a business, or planning for your family’s future, I’m here to help. 50••••••25 dickwattsinsurance.comLet’s connect — I’m always happy to answer questions or review your current coverage.Let\'s connect and explore how I can assist you in achieving peace of mind through comprehensive and affordable insurance solutions.Contact me at 50••••••25 or m•••@dickwattsinsurance.com

Experience

1. Independent Insurance Agent

   Dick Watts Insurance Inc

   Jan 2004 — Present · Louisville, KY, US

   Independent Insurance Agent -Develops base for long-term sources of clients by using referrals, occupational, and special-interest groups to compile lists of prospects-Approaches potential clients by utilizing mailings and phone solicitation; making presentations to groups at company-sponsored gatherings; speaking publicly to community groups on the subject of financial well-being-Determines clients\' particular needs and insurance situations by scheduling fact-finding appointments; determining extent of present coverage; ascertaining long-term goals-Develops a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation-Obtains underwriting approval by completing application for coverage-Completes coverage by delivering policy; planning future follow-up visits and evaluations of needs-Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations-Enhances insurance agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.Skills/Qualifications: Prospecting Skills, Meeting Sales Goals, Motivation for Sales, Selling to Customer Needs, Client Relationships, People Skills, Product Knowledge, General Math Skills, Organization, Dependability, Statistical AnalysisCall potential insurance clients to expand their customer baseInterview prospective insuranceclients Explain the features of various insurance policiesAnalyze clients’ current insurance policies and suggest additions or changesCustomize insurance programs to suit individual clientsInsurance Sales

Education

• Virginia Wesleyan University

  BA, Business, Liberal Arts Management

  1983 — 1987