Michael Ruzek

About Michael Ruzek

Michael A. Ruzek is an Institutional Consultant and Resident Manager based out of the team’s Park City, Utah office. A seasoned professional with over 20 years of experience, Mike has dedicated his entire career to providing highly customized advice to private wealth clients and foundations around the country. He and his team deliver a personalized approach that includes a thorough planning process and a commitment to outstanding service. He particularly enjoys working with entrepreneurs, business owners and complicated planning situations. His dedication to his practice and clients was acknowledged by Forbes Magazine in 20••••25 as a Best-In-State Wealth Advisor in Utah and Forbes Magazine Best-In-State Wealth Management Team in 20••••26. Upon graduating from the University of Utah, Mike joined Dean Witter, a predecessor firm of Morgan Stanley, as a Financial Advisor in 1998. Over the next 10 years, he worked at several financial institutions, including Wachovia Securities and Zions Investment Securities, before returning to Morgan Stanley in 2008. This collective experience provides Mike with a diverse set of skills and knowledge to help him guide and advise his clients in achieving their particular goals.He is currently a member of:• Association of Professional Investment Consultants• Morgan Stanley’s Business Owners Advisory Council• Investments & Wealth InstituteHe has earned the following professional designations and:• Certified Investment Management Analyst (CIMA®): Wharton School of Business, University of Pennsylvania• CERTIFIED FINANCIAL PLANNER™ (CFP®): Certified Financial Planner Board of Standards.• Investing with Impact Director• Dedicated Equity Plan Specialist• Portfolio Management Director• Family Wealth Director He is very active in his community has served on numerous nonprofit boards, most recently the Board of the Park City Community Foundation. Originally from New Jersey, Mike lives in Park City with his wife, two children and Labrador Retrievers. He is an avid skier, mountain biker, fly fisherman and amateur meteorologist using NOAA weather buoys in Hawaii to forecast winter storms.20••••25 Forbes Best-In-State Wealth AdvisorsSource: Forbes.com (Awarded 20••••25). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the

Experience

1. Executive Director Financial Advisor Branch Manager

   Morgan Stanley

   Sep 2008 — Present · Park City, UT, US

   Wealth Manager/CERTIFIED FINANCIAL PLANNER™ helping individuals and organizations preserve and manage their money in an efficient and disciplined manner.©2026 Morgan Stanley Smith Barney LLC (‘MSSB’), Member SIPC reserves the right, under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via social network messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal advice. MSSB Financial Advisors may only transact business, provide individualized responses, or render personalized investment advice for compensation in states where they are registered or excluded or exempted from registration https://brokercheck.finra.org/. Designations or awards are not indicative of a Financial Advisor\'s past or future performance, and no fee is paid in exchange for such. The information on this profile does not provide personalized investment advice and is not an offer to buy or sell any security, open a particular account, or to engage in any investment strategy. All content is for US residents only and subject to the following terms: Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.© 2023 Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC. Graystone Consulting, a business of Morgan Stanley. NMLS#12•••42

Education

• University of Pennsylvania - The Wharton School

  CIMA®, Executive Education

  2007 — 2007

• University of Utah

  BS, Biology, Minor Chemistry & French

  1993 — 1998

• Université de Neuchâtel

  French Language

  1997 — 1997