Mike Lochmann
Financial Services Attorney at Stinson ● Front End Design of Regulatory Compliant Financial Products and Services
- Role
- Attorney and Partner Banking and Financial Services at Stinson LLP
- Location
- Kansas City, MO, US
- LinkedIn followers
- 500 followers
About Mike Lochmann
Mike Lochmann serves as a strategic legal advisor to banks, financial services companies…
Experience
Attorney and Partner Banking and Financial Services
Apr 2019 — Present · Kansas City, MO, US
REPRESENTATIVE EXPERIENCE• H&R Block Bank\'s sale of assets and deposits to Bank of the Internet (BofI).• Prepaid card program management agreement for nationwide card issuer and program manager, including regulatory compliance• National programs and financings for Refund Advances, Refund Anticipation Loans, Refund Transfers, and other tax related products, including state RAL/RT facilitator licensing and disclosures • Compliance of online marketplace lending programs with state usury laws, loan broker and credit services organization laws, money transmitter laws and \"true lender\" issues• eBank’s recapitalization, and regulatory supervision and enforcement• Structuring of joint venture and financing programs between commercial banks and online lenders to address federal preemption, true lender, loans to one borrower, third party vendor and other regulatory concerns• Design of internet and storefront military lending program, including complex choice of state law matrix for out of state and joint loan applicants• Non-bank consumer loan origination, sale and servicing programs, including small loan lender and debt collector licensing, disclosures and compliance• Money transmitter and payment systems, including federal and state licensing and regulatory compliance• Retail installment sale and rent to own programs, including audits of competitor\'s programs• Defense of regulatory investigations and enforcement actions• Permitted activities of banks and bank holding companies• Bank and holding company mergers and acquisitions, and capital markets financing transactions• de novo bank charters
Education
Washington University in St. Louis School of Law
J.D.
Valparaiso University
B.S.B.A.
The Australian National University
M.A
Skills
- Consumer Finance
- Securities Regulation
- Private Equity
- Retail Banking
- Mergers & Acquisitions
- Banking Law
- Securities
- Mergers
- Investments
- Contract Negotiation
- Prepaid Cards
- Fintech
- Corporate Law
- Corporate Finance
- Financial Services
- Finance
- Commercial Banking
- Legal Writing
- Banking
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