Michael Grimwood
Head of Legal Indemnities @J3 Advisory
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WORK HISTORY
Head of Legal Indemnities @J3 Advisory
London, GB
ABOUT MICHAEL GRIMWOOD
I operate at the intersection of real estate, law and insurance, supporting lenders and investors in navigating legal, planning and environmental risk within complex property transactions.My focus is not simply on placing insurance, but on how risk is understood through a credit lens. Having worked across insurers, MGAs and broking, I understand how underwriters assess exposure and, equally, how credit committees evaluate downside, enforceability and recoverability.I work closely with lenders, developers and legal teams to structure insurance solutions that:• Remove barriers to capital deployment• Support credit approval and underwriting confidence• Protect downside risk beyond standard reporting assumptionsUltimately, the objective is simple: enable transactions to proceed where risk is real but manageable, and ensure insurance is aligned to the commercial and credit strategy of the deal, not just the legal requirement.Experienced across: • Legal Indemnities • Rights of Light • Planning Risk • Structural Warranties • Environmental Risk • Warranty & Indemnity • Buildings Insurance
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