Mike Young

Chief Risk and Analytics Officer @Watercress Financial

Des Moines, IA, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Feb 2026 — Present

Chief Risk and Analytics Officer @Watercress Financial

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West Des Moines, IA, US

EDUCATION

2002 — 2005

University of Northern Iowa

Bachelor of Arts, Finance/Real Estate

SKILLS

Financial AdvisorySas ProgrammingTableauPower BiFinancePublic SpeakingCreditFinancial ModelingData WarehousingBankingPortfolio ManagementMergersUnderwritingMicrosoft OfficeFinancial AuditsNon-Profit Board DevelopmentBusiness IntelligenceReal EstateSas/SqlManagementTeam BuildingStrategic PlanningCredit CardsFinancial RiskValuationData AnalyticsFinancial ServicesSql Server Management StudioSqlData AnalysisInvestment BankingFinancial ReportingMergers & AcquisitionsSasFinancial AnalysisLeadershipMicrosoft ExcelCredit Analysis

ABOUT MIKE YOUNG

My experiences include work in data analytics, valuation, business intelligence, credit and financial planning/analysis, primarily in the lending space. I\'ve led or been a key stakeholder in multiple platform conversions, built-for-purpose solutions and ad hoc configurations. I have worked across multiple lending product categories - credit card, auto loan, student loan, real estate, solar and other installment loans.I have substantial experience in data/platform management and integrations. Most of my day-to-day roles for the last several years encompass the same or similar responsibilities as a COO or CIO.My career has afforded me the opportunity to work frequently with large Wall Street firms in a consulting/advisory capacity, as well as local/regional institutions.I’ve been fortunate to lead successful teams and work with other Executive officers on a daily basis. I enjoy translating the priorities of an organization between front-line employees and executives, board members, investors and stakeholders to drive better outcomes.

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