Mike Young

About Mike Young

My experiences include work in data analytics, valuation, business intelligence, credit and financial planning/analysis, primarily in the lending space. I\'ve led or been a key stakeholder in multiple platform conversions, built-for-purpose solutions and ad hoc configurations. I have worked across multiple lending product categories - credit card, auto loan, student loan, real estate, solar and other installment loans.I have substantial experience in data/platform management and integrations. Most of my day-to-day roles for the last several years encompass the same or similar responsibilities as a COO or CIO.My career has afforded me the opportunity to work frequently with large Wall Street firms in a consulting/advisory capacity, as well as local/regional institutions.I’ve been fortunate to lead successful teams and work with other Executive officers on a daily basis. I enjoy translating the priorities of an organization between front-line employees and executives, board members, investors and stakeholders to drive better outcomes.

Experience

1. Chief Risk and Analytics Officer

   Watercress Financial

   Feb 2026 — Present · West Des Moines, IA, US

Education

• University of Northern Iowa

  Bachelor of Arts, Finance/Real Estate

  2002 — 2005

Skills

• Financial Advisory
• Sas Programming
• Tableau
• Power Bi
• Finance
• Public Speaking
• Credit
• Financial Modeling
• Data Warehousing
• Banking
• Portfolio Management
• Mergers
• Underwriting
• Microsoft Office
• Financial Audits
• Non-Profit Board Development
• Business Intelligence
• Real Estate
• Sas/Sql
• Management
• Team Building
• Strategic Planning
• Credit Cards
• Financial Risk
• Valuation
• Data Analytics
• Financial Services
• Sql Server Management Studio
• Sql
• Data Analysis
• Investment Banking
• Financial Reporting
• Mergers & Acquisitions
• Sas
• Financial Analysis
• Leadership
• Microsoft Excel
• Credit Analysis