Mike Texter
Your Mortgage Guy - NMLS 576647
- Role
- Senior Loan Officer at Riverhills Bank
- Location
- Cincinnati, OH, US
- LinkedIn followers
- 500 followers
About Mike Texter
I enjoy working in a purpose-driven and fun position in a collaborative work environment…
Experience
Senior Loan Officer
Jun 2025 — Present
Client Consultation & Loan Origination• Meet with clients to assess mortgage needs and financial situation.• Educate borrowers on mortgage products (conventional, FHA, VA, jumbo, etc.).• Collect and analyze financial documents to determine loan eligibility.• Pre-qualify and pre-approve borrowers based on underwriting guidelines.Loan Application & Processing Oversight• Prepare, review, and submit complete loan applications.• Ensure all documentation (income, assets, credit, employment) is collected and verified.• Work closely with underwriters, processors, and closers to move files through the pipeline efficiently.• Track loan progress and communicate updates to clients and realtors.Relationship Building & Business Development• Build and maintain strong relationships with borrowers, real estate agents, builders, and financial advisors.• Network to generate new leads and referrals.• Represent the organization at community or industry eventsLoan Structuring & Problem-Solving• Analyze challenging borrower profiles to structure viable mortgage solutions.• Resolve underwriting issues and negotiate loan terms when needed.• Advocate for clients while balancing institutional risk.• Share best practices and provide support on complex loan scenarios.
Education
Northern Kentucky University
Bachelor of Science - BS
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