Mike Lambert

About Mike Lambert

65% of Americans live paycheck to paycheck. Nearly 6 in 10 couldn’t cover a emergency.Yet many employer-sponsored medical plans still come with high deductibles, upfront costs, and limited access—making healthcare feel more like a burden than a benefit.At Coterie Advisory Group, we help two key groups of employers solve for this: Small to midsize employers who want to offer their full-time teams a smarter alternative to traditional high-deductible health plans—copay-first, deductible-free options that reduce costs by 30–40% and drive higher satisfaction and usage. Large national employers looking to improve recruitment and retention of their part-time, hourly, or variable-hour workforce with affordable, voluntary medical benefits that are actually usable—and available via app-based enrollment, payroll or direct bill.With 18+ years in the group benefits space, I’ve led national distribution strategies, built custom plan designs, and worked with employers and brokers across industries—from hospitality and restaurant groups to retail, logistics, manufacturing and many more.My focus is on delivering affordable, compliant, and real-world solutions that meet employees where they are financially—without sacrificing employer sustainability.If you\'re an employer looking for a better way—or a broker supporting clients with part-time or full-time hourly labor—let’s connect.

Experience

1. Partner and Executive Vice President of National Sales

   Coterie Advisory Group, Inc.

   Jul 2020 — Present · Scottsdale, AZ, US

   Limited-Day Medical Plans | Limited Benefit Indemnity | MEC | Bundled Enhanced BenefitsCoterie Advisory Group, Inc. is a Scottsdale-based, insurance program manager and consultative advisor who delivers Affordability-Based Medical Plan Strategies to help benefit brokers, employers, and associations in the benefits industry. Since 1990, the founding partners of Coterie Advisors have specialized in Affordability-Based Medical Plans. They have decades of experience working with some of the nation’s largest service industry employers and understand the unique needs of a variable hour workforce made up of part-time, hourly, and seasonal employees. Their unique and proprietary Affordability-Based Medical Plans (Fundamental Care) include fully-insured limited-benefit indemnity plans and level-funded limited-day plans which solve real-world problems, make a meaningful difference in consumers\' lives, and have a track record of being market-leading and market-changing.https://coterieadvisors.comhttps://fundamentalcare.com

Education

• Morningside University

  BS, Business Administration/ Marketing / Advertising

  2001 — 2002

• Western Iowa Tech Community College

  General Studies

  1998 — 2000

• University of Central Missouri

  Business Administration and Management, General

  2000 — 2001

Skills

• Account Management
• Sales
• Property & Casualty Insurance
• Health Savings Accounts
• Casualty
• General Insurance
• Term Life Insurance
• Health Insurance
• Brokers
• Business Development
• Disability Insurance
• Commercial Insurance
• Insurance
• Life Insurance
• Underwriting
• Employee Benefits