Michelle Bowles

WORK HISTORY

ABOUT MICHELLE BOWLES

WHO ARE WE? Michelle is a fiercely passionate woman who is wholly devoted to her family, dynamic mortgage professional, educator, fun haver, singer, foody, wine lover, borderline workaholic, outdoor enthusiast, optimist, consummate overachiever, extroverted introvert (yes that is a thing), overcomer, purger, mess cleaner upper, seriously awesome organizer, and generous giver. WHAT WE DO FOR YOU! We understand the art leveraging what you have to get what you want, during the loan process. I\'ve worked very hard for over 20 years to develop a flawless reputation as an industry expert! Backing me up, my company has the systems, personalized support, and an unparalleled team to provide service at unheard of levels in today\'s market. Plus, there is hardly a loan type I can\'t provide my qualified clients, but here\'s a small snapshot: VA, FHA, USDA, and Conventional. FHA and VA streamline refinances with no appraisal. Construction loans. Renovation Lending. Down Payment Assistance. Jumbo. WHAT MAKES US DIFFERENT? True direct lender, working with all the government agency and conduits, which make overlays (rules on top of the rules) nearly non-existent. We are also earth friendly and high tech, meaning, there won’t be a mile high stack of papers to sign at application. We make the process streamlined and electronic with the highest level of security. You won’t be to brow beat for excessive documentation. Even if your loans get \"sold\" for servicing and this changes where you make your payment, make sure you keep my contact info and I will be your only point of contact throughout your loans life. If you have questions about the home buying process,(71••••••58, m••••••@theruethteam.com NMLS # 188571 Movement Mortgage, NMLS # 39179 Equal Opportunity Lender https://lo.movement.com/michelle-bowles