Michelle Aubert Perron

About Michelle Aubert Perron

Many Medical Practices put their practices at significant risk because they auto-renew their malpractice insurance without evaluating whether the coverage aligns with their needs OR knowing if they are overpaying. With new options available, don\'t auto-renew until you do your homework.Things change, and your insurance needs to as well. By not reviewing the policy annually, practices may miss opportunities to save money on their malpractice insurance.While it may be convenient to auto-renew a malpractice insurance policy, it is not always the best approach. Renewing policies without reviewing them could result in missed opportunities for savings, unnecessary expenses, or inadequate coverage. Here is why: CHANGES IN COVERAGE NEEDS: Medical practices change over time, affecting coverage needs. Failing to review and adjust a malpractice insurance policy each year could result in inadequate or unnecessarily expensive coverage. CONSTANT CHANGES IN THE INSURANCE MARKET: Insurance company financial stability ratings, rates, and coverage options can change yearly. Auto-renewing a policy without exploring other options could mean missing out on new coverage options or being with a company that won\'t be able to defend you. RENEWAL ERRORS: Insurance companies may make errors when auto-renewing policies, such as charging the wrong amount or failing to update coverage information. By reviewing policies annually, physicians can catch and correct these errors before they become a problem. DID YOU KNOW? When you finance your premium, some brokers add points to your APR, which results in a hidden commission for them. AUDIT YOUR COVERAGE: It never hurts to have a \' full audit of your coverage before your renewal. You could be either underinsured or overpaying.🦵 LET ME DO THE LEG WORK: I can help you identify whether your practice has some financial risk regarding your specific coverage. Then, even if we don\'t work together, you will have peace of mind knowing you have the right insurance and are not overpaying. READY TO CHAT? m•••••••@perronservices.com | 60••••••18

Experience

1. Founder - Medical Malpractice Insurance Specialist

   Perron Insurance Services

   Jan 2012 — Present · Hampton, NH, US

   I was born with Tricuspid Atresia, a congenital heart disorder, and have been a lifelong patient of Children’s Hospital Boston. My sincere appreciation for the doctors who worked tirelessly to help me not just survive but thrive.Because of this experience, I had a strong desire to have a positive impact on physicians and surgeons.At a time when health insurance reimbursements are low and medical malpractice costs continue to rise, My mission is to work diligently to find the right coverage for the lowest possible premium. In addition to helping successful practices reduce their risk and save money, I have also worked with many physicians and surgeons who were afraid that they may have to close down their successful practices due to their inability to afford their outrageous medical malpractice premiums. Being able to help these practices is my ultimate reward.I take great pride in immediately responding to clients’ needs and saving them valuable time. This includes pre-filling lengthy insurance applications, obtaining documents required for insurance coverage submissions, and assisting in the arduous credentialing process.Signing a policy with me is the very beginning. In addition to being highly experienced in the insurance industry, I am dedicated, passionate, and kind with the sole focus on helping doctors be doctors.We are Passionate in Protecting Your Practice\'s Health.

Education

• Southern New Hampshire University

  Bachelor of Science, Business Adminstration

  1991 — 2001

• Northern Essex Community College

  Associates Degree, Executive Secretary - Medical Option

  1982 — 1984

• Greater Lawrence Regional Vocational Technical School

  Licensed Practical Nursing, Nursing

  1981 — 1982

Skills

• Disability Insurance
• Commercial Insurance
• Working with Brokers
• Umbrella Insurance
• Management
• Risk Retention Groups
• Customer Service
• Business
• Casualty Insurance
• Risk Management
• Customer Relations
• Small Business
• Account Management
• Claim
• Strategy
• Employment Practices Liability
• Legal Liability
• Health Insurance
• Brokers
• Liability
• Financial Risk
• Reinsurance
• Casualty
• Sales
• Leadership
• Healthcare
• Business Development
• Risk
• Property & Casualty Insurance
• Problem Solving
• Insurance
• Medical Malpractice
• New Business Development
• Marketing Strategy
• Sales Management
• Underwriting
• Professional Liability