Michelle Rowe

About Michelle Rowe

35 yrs experience, FHA DE CHUMS/VA/SAR/LAPP,USDA, 184Cert, STATE BOND, DPA, REVERSE…

Experience

1. Due Diliegence Review- Risk- Senior Mortgage Loan Underwriter-fha,vafanniefreddie Usda

   Situs

   Jan 2020 — Present · US

   35 yrs underwriting, risk assessment, warehouse line management, pricing

Education

• Bellevue Community Collegue

  Business/Finance, Banking, Corporate, Finance, and Securities Law

  1984 — 1985

• GOVERNMENT/FNMA,FHLMC,QM-NQM-State Bond LOAN UNDERWRITING/PROCESSING COURSES

  Completed, Mortgage Loan Industry

  1985

• All Agency and Investor , guides , overlays and new products , wholesale -retail,QM-NQM

  Go to webinar, in class education , Underwriting analysis

  1984

• USDA UPDATES

  CERTIFICATE

• VA HOMETOWN REFRESHER COURSE

  COMPLETED PASSED WITH 98%, VA GUIDELINES AND PROCEDURES

  2014 — 2014

• Snohomish High School

  Business, Deca , accounting, Banking, Corporate, Finance

  1980 — 1983

Skills

• Sr-Mortgage Loan Underwriter- Paperles - Fha, Va, Conv, Jumbo,Usda,Reverse
• Quality Assurance
• Credit Risk
• Va Loans
• Mentoring
• Determing the Borrowers Credit History and Willingness to Meet All
• Internal Audit
• Quality Control
• Freddie Mac
• Self Employed Borrower Income Analysis for All Types of Business
• M
• Office Management
• Credit Analysis
• Mortgage Underwriting
• Channel
• Mortgage Lending
• Proposal Writing
• Internal Communications
• Mortgage Marketing
• Compliance
• Managerial Finance
• Appraisal Skills
• Credit Appraisals
• Worked Closely with Senior Management to Develop More Efficient Time Management
• Customer Service
• Quality Management
• Underwriting
• Microsoft Excel
• C
• Personal Income Tax Returns
• Microsoft Office
• E-Learning
• Office Administration
• Reverse Mortgages
• Government Contracting
• Internet
• Journalism
• Microsoft Word
• I Have Set Up Compliance Department and Worked Closely with All Agencies
• Interviews